Author: Creative Programs and Systems - page 239

Making Home Improvements That Make Aging In Place Possible

Posted on by Creative Programs and Systems

The baby boomer generation is one of the largest segments that create the population today.  In fact it is estimated that everyday ten thousand baby boomers turn sixty five.  This is a huge shift that is being seen in America.  Although the senior population is growing it does not mean that the nursing home population is growing as well.  In fact over eighty three percent of baby boomers are preparing to age in place instead of moving into an assisted living facility. The older population is looking to age gracefully while continuing to live independently within their homes.

If you are part of this population or are helping to care for someone who is aging and hoping to live at home as they age it is important to start making small changes to keep their homes safe, comfortable, functional and easy for them to use.

One of the first recommendations that age in place contractors give to the aging population is to avoid a home that requires you to access areas via stairways.  Stairs are difficult to maneuver as we age.  Our knees don’t bend well and balance is at premium.  For some this may mean relocating while for other it may mean adjusting the current space.  Some homes have bedrooms only on a second floor.  If this is the case it may mean turning a formal dining space into a master sweet and adjusting the current space a bit.  For others it may mean that the addition of a handicap ramp.  Stairs leading into and out of the home can be tricky for seniors to navigate as well.  It is in the best interest of individuals looking to stay in their homes to have an access that is handicap modified.  Adding a handicap ramp eases access of wheelchairs, walkers and canes.

It is important that homes where seniors are aging in place are as maintenance free as possible.  This doesn’t mean that the home will not have some maintenance but it is possible to lessen the responsibilities of the individuals as they grow older.  Vinyl siding, metal roofing and composite decking are three easy exterior modification to homes where seniors wish to age in place.  Choose landscape materials that come back each year on their own as well as varieties that do not require yearly trimming.  Install automatic sprinklers as well.  These are all great options for keeping the curb appeal while allowing independence and aging in place.

It is also important that you look into the rooms within the home.  Remove all throw rugs, baskets sitting on the floor, cords in areas that individuals will be walking and easy the simple things like light switches and cabinet door pulls.  In the bathroom many choose to do age in place remodeling such as installing entry free showers with a built in seat.  Grab bars are also an important feature.  Lighting should be bright throughout the home as well.  Install rocker switches at all the entry and exits of a room to avoid having to walk into a room in the dark.

Creating a safe, comfortable space for the senior in your life is fairly simple.  Always hire contractors that are certified in handicap remodeling and age in place remodeling.  They will be the best guide to analyzing the current space and offering suggestions on what areas could use some improvement to create a space that is as safe as possible.

The Home Doctor, based in Livingston County including Brighton and Howell Michigan, offers a variety of home renovations to clients ranging from bathroom remodeling to age in place home modifications.  Contact http://glenmillerthehomedoctor.com/ today all of your home renovating needs.

Glen Miller The Home Doctor

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Six Factors That Smaller LTL Shippers Need To Consider

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In order to avoid being squeezed out by large LTL freight carrier’s small freight carriers must be resourceful.  Smaller LTL companies but consider the factors that follow to provide efficient freight services and compete within the shipping industry with so many large carriers.

  • Transit Time: How fast do shipments need to get to you or to your customers?  Slower transit times are common with long-haul carriers within regional lanes.  Whereas regional and multi-regional carriers tend to produce faster transit times in these lanes but may not provide services in longer haul lanes.
  • Geographic Coverage: It is crucial to understand where different carriers deliver. When you understand where carriers offer their services you can optimize which carriers are best suited for the service.  There are many carriers that provide only regionalized direct pickups and delivery services.  Find carriers to work with that provide service to the areas you desire.
  • Service Performance: Customer service is incredibly important in shipping. You need vendor shipments to make it to you when you need them and your carriers need to deliver to customers when they are expecting them.  Reliability for most carriers range within the ninety percent range for on time pickup and delivery performance.   Long haul carriers have less reliability than most regional carriers.  Almost all carriers however provide guaranteed delivery services for additional fees.
  • Liability Insurance Coverage: Liability insurance coverage is offered on most shipments.  The price that this coverage will cost is different depending on the carrier, freight classification and if your product is new or used.   Most LTL carriers provide coverage to shippers at a rate of ten dollars per pound.  Best in class coverage is harder to find and tend to be a bit pricier at twenty five dollars per pound.   Some regional carriers offer liability insurance coverage for as low as a dollar per pound.
  • Financial Stability: It is necessary to use carriers that are financially stable. Carriers that are struggling with profitability and debt issues have complications that should be avoided.  It is a risk that can be avoided and should be. With so many LTL carriers it is unnecessary to choose a carrier that is unstable in any element of their business.
  • Pricing Factors: When working with different carriers it is crucial to understand the pricing. This is especially important for smaller businesses.  In order to determine the true cost of transportation consider: discounts, base rates, net pricing, minimum charge floors, freight classification, weight, accessorial fees and FAK provisions.

Other things to consider when looking for LTL freight carriers there is almost never one carrier that fits every need you may have.  Work with and established freight broker to do the heavy leg work so that you can focus on what is really important, running your own business.

Jefferson Diversified Group, LLC is a Global Logistics expert offering LTL shipping and more. Check out available rates today at http://www.detroitltl.com.

Detroit LTL

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Reasons The Divorce Rate Keeps Rising

Posted on by Creative Programs and Systems

Worldwide the rate of divorce continues to rise.  Despite the fact that going through a divorce is viewed as the number one cause of stress.  Divorce causes stress for not only the two of you but for your children and extended families.  It is a difficult process to divide a lifetime of assets let alone the children within the family.  This is not to say that you should ever stay in a marriage that is unhealthy or unhappy.   When your marriage is over the process of divorce will feel like less of a difficulty and more of an end goal to a happily ever after.

The laws around the world have made it more feasible for divorces to occur.  This may be one of the many reasons that the divorce rate continues to rise.  If one partner feels that they would be better off after a divorce than continuing to live unhappily married the divorce process can begin.  In the U.S. there is a law that states no one person has to be at fault in order for a divorce to be granted.  A no-fault divorce is common now-a-days.  When proceeding with a divorce before no-fault divorces became the norm individuals had to prove fault.  One partner had to prove that their spouse was mentally incapacitated, cheating, lying, abusive or any other of the viable reasons that a divorce was better than the couple staying together and trying to work it out together.

Another reason the divorce rate is rising is that more and more women are seeking careers outside of the home.  In a society where specific roles are still seen it is difficult for many men and women to adjust to this new development.  A lot of men have been raised in a manner in which they see themselves as the sole provider for their families.  When a women seeks a job outside of the household both roles have to adjust.  It is impossible for women to be solely responsible for the household as well as holding down a full time career.  For some men this is not an easy adjustment and therefore leaves them feeling wounded and fragile egos aren’t easily repaired.

Both men and women have a lot of support and options once they have decided to get a divorce.  Support groups, counseling and therapy have become accepted in society.  Men and women are less fearful of the stigma that was present before.  Divorce is seen in movies, on television and is perceived differently than it had been in previous years.

With divorce rates increasing it is important to understand that it is crucial to have proper representation.  A divorce attorney specializing in family law will provide the best representation in divorce.  The outcome of your divorce will strongly be dependent upon the council you choose to represent you.  A divorce attorney that specializes in men’s rights in divorce will procure the best results for any man seeking a divorce.  If you are looking to create equal parenting arrangements, equal financial distribution and equality in the process as a whole seek a divorce attorney that represents your best interests.

Longton DM, a subsidiary of Longton Law Offices is a divorce attorney specializing in Men/Dad’s in divorce.  For experienced representation throughout the divorce process in Trenton, Michigan and the surrounding area you can find more information at http://www.michigandivorcelawyerfordad.com.

Longton Law

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Electronic Driveway Gates Add Security To Your Home

Posted on by Creative Programs and Systems

Are you moving into a new home or looking for a way to increase the security in your current home?  Maybe you are just looking for a way to enhance the overall curb appeal of your home?  One solution for all three of these situations is the addition of an automated entry gate.  Not only is it cost effective but it also adds a lifetime solution to the security of your home and family.

There are two types of electronic gate systems commonly used for residential purposes: swing gates and slide gates.  As the names suggest a swing gate in an entry gate in which the gate operator swing the gate open.  A sliding gate is one in which the gate operator moves the gate by sliding it open and closed.  Depending on the area in which the electronic entry gate is to be installed will greatly determine the type you choose.  If the area is on any type of slope or grade a swing gate is most likely not going to be possible.  The same is true for smaller driveways.  A slide gate works well for both of those scenarios.  A swing gate is a very majestic peace and can be installed on larger, flat driveways.  The elegance of both swing gates and slide gate options are just incredible.

It is important for homeowners to be aware that a swing gate is powered by two gate motors where as a sliding gate requires only one.  The gate operator that you choose to install will be dependent upon several factors including the size of the gate that is chosen, the speed at which the fence will open and the surface it will be installed on.

To get an understanding of what types of driveway gates would be best for your home have a gate surveyor come out to review the land.  Once this occurs the local gate automation company will look at the gate surveyors’ assessment and recommend different styles and designs of electronic entry gates that work well within the space you have.  They will recommend appropriate gate operators, gate motors and accessories to fit your desires and will base their quote off of what you finally choose.

Installation of electronic entry gates is best left to industry experts.  It is not an easy do it yourself job.  For the best results have the gate installed by experts in driveway gate installation.  They will not only get the gate in place but install the motors, entry systems and sensors to ensure a fully functioning electronic entry gate.

SAC Fence Michigan offers a variety of electronic entry gates, access control entry systems and fence options for homeowners to choose from.  You will find a variety of fencing options online at http://www.sacfencemi.com/.

SAC Fence

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Choosing Materials In Building Your Dream In-Ground Pool

Posted on by Creative Programs and Systems

You have decided to build a pool; in fact your dream pool is already built in your mind.  Now comes the hard part, getting the details on what is needed to build it.  An in-ground pool needs a foundation, piping and electricity to work.  After the basics are covered the goal for homeowners is to create a dramatic landscape around the pool keeping in mind safety and local, state and national rules and regulations.

There are various materials that can be used as the final layer of the pools interior.  The finishing layer of the pool is what is put on to create the water affect.  It gives the pool color and enhances the reflections of the lights surrounding the interior of the pool.  The finishing layer is also the layer that adds protection from slippery textures.  It is for your own benefit that you consider the material used to finish the pool.  Selecting the wrong material can throw off the entire pool and the feeling that you get when you use it.

It is also important to choose the correct finish for your in-ground pool as it will determine the level of maintenance required and the life span of the finish before resurfacing is required. Below you will find a list of pool materials that are used for pool finishes.  Research the advantages and disadvantages of each before you select the perfect material for your family’s in-ground pool.

Plaster:  Plaster is the most economical material used to finish the interior of in-ground pools.  The one disadvantage is the maintenance required to keep up on the plaster finish.  Plain white plaster when used on an in-ground pool finish needs to be reapplied every five to ten years.   It is important if you choose a plaster finish for your pool that you must take the time to keep up on the chemical balance within the pools water.  Discoloration, which makes pool unsightly if the chemicals are not kept up on in a plastered pool finish. It is important to know that pool plastering is a simple, inexpensive repair when needed for your in-ground pool.

Tiles: Tiles are a great pool material for the finish of an in-ground pool because of their increased lifespan over other materials.  They take more time to install than other materials although they tend to be worthy of the investment because they tend to be less expensive.

Pebbles: If you are looking for a natural appearance in your pool consider pebbles as a finish for the interior of your pool.  Pebbles can make the pool look like a lagoon or new rainforest.  Vary the aggregates used to vary the effect of the mixture. Pebble pool finishes are incredibly durable and resistant to the effects of chemicals used in treating pool water.  Another benefit of pebbles is that you do not need to use grout and they are resistant to staining.

Vinyl:  A vinyl pool finish is low maintenance and a good material that does not crack easily.  The lifespan of a vinyl in-ground pool is extensive as well.  The disadvantage with vinyl is that you are limited in the size and shape of the pool.

Fiberglass:  Fiberglass pools are expensive but are one of the best materials for in-ground pools because of how it feels on your feet.  Fiberglass is smooth and resistant to algae because it is non-porous. It is stronger than a lot of other pool finishes while remaining quite flexible.

Pound Pool Plastering repairs commercial and residential gunite swimming pools including coping, tile and plaster repairs. For more information or to request a quote, visit us at http://www.pound-pool-plastering.com/.

Pound Pool Plastering

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Using A Broker To Apply For A New Mortgage or Refinancing Continued

Posted on by Creative Programs and Systems

Another popular mortgage option is a flexible interest only mortgage.  Unlike an adjustable rate mortgage the interest rate remains the same but the payment can change.  This option allows for the homeowner to make a minimum payment each month that only covers the interest that as accrued on the home loan.  It is up to the homeowner how much more they pay on the mortgage to cover the principal.  Individuals that select this option for their mortgage must be incredibly self-disciplined.

The mortgage payment will be due at the same time each month.  The interest payment will stay the same and is at a very minimum what needs to be paid on the date each month.  With the flexible option it is up to the homeowner how much extra they will pay towards the principle.  This is a great mortgage loan for those working in commission based jobs.  The amount of money brought into the household changes monthly and therefore the payment can be adjusted to match that.  Different amounts can be paid each month with the goal of paying down the principle of the mortgage as quickly as possible.

Another popular option in home loans is a fixed rate mortgage.  With this type of mortgage the interest rate on the loan remains the same throughout the loans lifetime.  This type of loan option represents more than seventy fiver percent of mortgages.  The terms of the loan vary anywhere from ten to thirty year options.  The thirty year fixed interest mortgage loan is the most popular.  It is important to note that the fifteen year fixed mortgage rate option starts to build equity in the home at a much faster rate than the thirty year option.

One of the greatest advantages found in a fixed rate mortgage is that the homeowner knows exactly how much they are paying each month towards the interest of the loan as well as the principal. It is understood that the payment will remain constant for the length of the loan.  This option makes creating a household budget a lot simpler as the interest rate and mortgage payment with interest and principle included will remain constant for the length of the home loan.

Homeowners like predictability and that is what is offered when choosing a fixed rate mortgage.  With the rate being agreed upon at the beginning of the loan there is no concern when it comes to changes with market interest rates.  If the interest rate on mortgages does decrease in the future homeowners have the ability to refinance to the lower rate.  The homeowner will be required to pay the closing fees on the new mortgage.  The good thing is that if the rates increase at all, even a significant change, the rate on a fixed rate mortgage does not change.  Homeowners pay a premium to lock in the interest rate as the interest rate on an adjustable mortgage is usually slightly lower however it remains unstable throughout the life of the loan.  There are tradeoffs associated with both of these mortgage options that homeowners need to consider before locking into one over the other.

Cross Country Mortgage in Brighton, Michigan provide mortgage services for clients including new home loans, refinancing, reversed mortgages, new purchase home mortgages and home equity loans to the entire Livingston County area including Brighton, Howell and Livingston County. Cross Country Mortgage Brighton, MI at http://brightoncrosscountry.com/.

Brighton Cross Country Mortgage

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Using A Broker To Apply For A New Mortgage or Refinancing

Posted on by Creative Programs and Systems

Although it is possible to obtain a mortgage online it isn’t necessarily an appropriate option for everyone.  A mortgage broker generally has a wider scope of lenders to work with then what you would find on your own online.  A home loan broker also has insight on special programs that are available specific to your situation and sometimes location that would be impossible to find online.  Processing time is also decreased when using a mortgage broker as they are professionals that are educated in obtaining various mortgages, quickly for their clients.  They know the ins and outs of the industry and are able to maneuver around sticky situations without getting caught in various loop holes.

When there is urgency in your mortgage request possible because there is a fast approaching closing date or need for a quick refinance a local mortgage broker is the best option in obtaining a new mortgage.  Brokers have advanced tools at their finger tips that allow them to speed up credit checks, income verifications and loan applications.  It is also important when looking for a mortgage that there is a basic understanding of a variety of mortgage options.

One option is an adjustable rate mortgage.  If this is the mortgage option chosen there are a few things to understand so that when the rate adjusts you are prepared.  It is important to know when the first rate adjustment will happen as well as the amount of the adjustment.  Knowing when the rate will change and by how much can help a plan to be put into place.  It is crucial to understand that with an adjustable rate mortgage that the rate can adjust both higher and lower.

An adjustable rate mortgage fluctuates with the changes in interest rates.  Know the index that the mortgage is associated with in order to fully investigate the current interest rates and future interest rates on your own.

It is also crucial that refinancing options are known when using an adjustable rate mortgage. If the rate proves to be unbeneficial to homeowners they will have an option to refinance to a fixed rate mortgage.  In order to obtain the best fixed interest rate on a mortgage there needs to be a priority given to watching rates closely.  This will help in the future with refinancing when interest rates begin to vary often and homeowners wish to refinance to a fixed rate mortgage.

Cross Country Mortgage in Brighton, Michigan provide mortgage services for clients including new home loans, refinancing, reversed mortgages, new purchase home mortgages and home equity loans to the entire Livingston County area including Brighton, Howell and Livingston County. Cross Country Mortgage Brighton, MI at http://brightoncrosscountry.com/.

Brighton Cross Country Mortgage

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Home Improvements That Fall Short In Selling Homes

Posted on by Creative Programs and Systems

In this installment on home improvements we will look deeper into improvements that homeowners make that add no value to their home. If a homeowner is thinking of selling in the next two to five years they should relay evaluate the reasoning for the following home improvements as they do not add any value to the equity of the home.

Homeowners want to believe by installing an in-ground pool they are increasing the value of their property. An in-ground pool is a pricy endeavor. You have to pay for the pool to be created, a safety fence installed and the maintenance to upkeep the pool throughout the season. Not to mention opening and closing the pool each year. Stay away from installing a pool if you can avoid it. A pool limits the marketability of your home. Think about it, most people with young children are fearful of pools for the fact that drowning is a top accident among young children. Seniors are really interested in the upkeep of a pool leaving your home to be marketed to families with pre-teens and teens. The money you put into the pool will never be recouped in the sale of your home. This improvement will always be at a loss to the homeowner.

Homes without a garage or a small garage your home is at a disadvantage when it comes to its sale. If you live in a condo or retirement home you can sometimes get away without a garage but a home in a neighborhood without at least a two car garage your home is far less appealing to sellers than one with a garage.

If the floor plan in your home has little rhyme or reason, it will be more difficult to sell your home. Large, open floor plans have an appeal to buyers. Home with small bathrooms and bedrooms along with a floor plan that requires you to access bedrooms or bathrooms through another room really detract most buyers. The flow of the home should be one that makes sense. The kitchen should connect to the dining room and if possible a laundry room should be off of this area as well. Living rooms should share a space with dens and studies. Bedrooms should have access to bathrooms and avoid being in the space near the living room, kitchen area or dining room.

Another major eye sore are homes that are overly personalized. Buyers are looking to see themselves and their belongings in the space. All realtors will ask sellers to remove the personal touches within their homes to increase the marketability of the home. If you love bright colors by all means paint and enjoy bright décor knowing that when it comes time to sell you will be investing in neutral paint and décor to stage your home.

Maintenance is another turn off to home buyers. It is important that your home is well maintained. The last thing that is appealing to home buyers is requiring a lot of work to be done before the home is livable. Keep up on your home. Fix light fixtures, maintain cleanliness and do general upkeep as needed. Keep your home fresh, updated and clean when you list it. A home that looks to be taken care of is far more attractive to buyers than a home that requires a tin of work just to move in. Plus it gives buyers the impression that they will run into issues as they go because of poor upkeep and a lack of maintenance.

All home improvements that are done to your home should be thoroughly considered before they are done. If you love color, by all means paint but do so knowing that is money that is wasted as you will need to repaint to attract most buyers and to get top dollar for your home. If you can’t live without a pool, install one. Be prepared however when going to market the home for sale that it is not necessarily a feature that home buyers will be thrilled about. They are purchasing a home that requires early maintenance throughout the summer. This is not appealing to all home buyers and could possibly be seen as a burden. This would decrease the appeal and therefore some buyers would actually offer a price far less than asking as they will either want to fill in the area of need to plan for the extra expense of maintenance.

Lady of the Lakes Real Estate is Livingston County’s premiere realtor; out of Pinckney, Michigan helping buyers buy and sellers sell homes that provide a recreational lifestyle including golf courses, lakes and the Huron river chain of lakes, throughout Brighton, Howell, Pinckney and the surrounding area. Find out more at http://www.ladyofthelakes.com.

C21 Lady of the Lakes

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Home Improvements That Sell Homes

Posted on by Creative Programs and Systems

There are always a ton of must haves and wants on the list of home buyers.  For real estate agents the tricky part is finding what a buyer wants within their allotted budget.  It is important for both sellers and buyers to recognize what is important in regards to home improvements in the market.  Sellers want to make their homes as appealing as possible to the needs of buyers in order to move their homes from the market quickly.  In the next two installments on home improvements we will discuss the home improvements that bring homeowners a return on investment and those that fall short.

One home improvement that is always a hit with buyers and sellers is a well equipped master suite.   It is important that at the end of the day we come home to an environment that is equipped just for us.  Nothing does this better then a master suite that offers everything one needs for solitude and relaxation.  The most wanted features in the master suite include a luxurious spa tub, walk in shower, lounging area and a full walk in closet.

The use of natural materials in home improvement is also a draw for new homebuyers.  People enjoy natural materials used in ceramic tile, hardwood flooring and granite countertops.  For flooring it is best to forgo using linoleum and look towards ceramic tiles.  If instead of hardwood you choose carpet flooring it is best to choose a carpet that is neutral and of the highest quality.  It is best to combine natural flooring with carpet to avoid the wall to wall feeling of fabric.  Natural materials in the kitchen, bath and flooring tend to be huge requests when buyers are looking for a home.

Landscape, exterior care and the aesthetics of the area all make curb appeal another top priority for new home purchasers.  Local realtors stress to sellers that the exterior must appeal to the eye to attract a buyer.  If the outside is un-kept buyers are likely to suspect the same level of care on the interior of the home. No matter what season you are looking to sell your home in it is wise to invest in the exterior appeal.  Make sure that the siding is kept clean and free of imperfections.  Take time to spruce of the homes landscaping.  In the fall trim bushes and clear leaves, in the winter clear sidewalks and keep patios clear and in the spring and summer keep the lawn in the best shape possible enhancing the green of the grass and adding mulch to improve the coloring of landscape plants.

Another improvement that is a huge hit amongst home buyers is the addition of new, top quality windows.  It is amazing how much this improvement can boost the price you can ask for your home.  Windows are expensive but it is one of the most likely home improvements to bring homeowners a high return on investment.

In our next installment on home improvements we will discuss the home improvements that bring homeowners that don’t offer a return on investment and should be avoided on homes that are about to be placed on the market for sale.   The improvements we will discuss are those that should only be done to improve the quality of life for the current homeowner and should not be viewed as an increase to the homes overall value or mass appeal.

Lady of the Lakes Real Estate is Livingston County’s premiere realtor; out of Pinckney, Michigan helping buyers buy and sellers sell homes that provide a recreational lifestyle including golf courses, lakes and the Huron river chain of lakes, throughout Brighton, Howell, Pinckney and the surrounding area. Find out more at http://www.ladyofthelakes.com.

C21 Lady of the Lakes

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Major Points Of The Claim Process In Auto Dealer Surety Bonds Continued

Posted on by Creative Programs and Systems

In this installment of surety bonds we will continue to look at major points of the claim process in auto dealer surety bonds.

Eligibility

Only certain consumers are eligible to process a claim against the auto dealerships surety bond.

–          Consumer Purchaser:  Most of the claims that a consumer will make are related to the auto dealer’s failure to report the sale and not producing a title for the vehicle.  This creates a multitude of issues for the buyer.  Other claims involve the dealership not paying off the vehicle that was traded in, when the mileage on the odometer has been changed or the condition of the car was not reported and clearly becomes evident after the purchase.

–          The Seller of a Motor Vehicle:  A seller may file a claim if an auto dealership fails to pay for cars sold to the dealership or through the dealership.  This seller may be another car dealer, an individual, a consignor, a regional or national auto auction.

Be Prepared

Auto dealers should follow these basic steps when a claim is presented against them.
–          Auto dealers need to understand and follow the rules that are set by your state’s department of motor vehicles.  It is important to meet all of the terms within the contracts to avoid complications later on.

–          Auto dealers should always be honest.  They should ask the claimant for proof of their loss.

–          All communication should be documented.  All correspondence, statements and agreements should have proper documentation.

–          Auto dealerships should always be proactive in finding a solution to problems that have arisen before an official surety bond claim.

Look for assistance from the surety bond agency

When a claim is brought to the attention of the surety bond company all of the parties involved in the argument to explain their side of the story.  The guarantee that is offered by the surety bond company is that if they don’t find the claim to be legitimate they will not pay.  The opposite is true as well, if the evidence is found to be against the dealership the dealer will be obligated to pay the claim up to the bond’s penal sum.

Bonding company’s provide legal defense on your behalf; often leading to a winning verdict on your behalf.  It should be understood that if they end up paying the claim due to the dealerships negligence the legal fees plus the amount of the claim will need to be reimbursed.

Protect yourself and your dealership

Claims do arise against auto dealer surety bonds.  It is important to protect yourself.  Be sure that your dealership follows all industry regulations.  If you are honest in your dealings with customers you have nothing to be worried about.

Keep all licenses up to date, renew bonds on time and file all necessary paperwork diligently.  If a claim happens to arise you will easily be able to plead the case against the dealership without hurting business.

Construction Bonding Specialists, LLC are dedicated Surety Bond Professionals that are aligned with several Treasury Listed and AMBest Rated Surety markets which allows them to assist with virtually all Bid, Performance and Payment, Financial Guarantee and Supply bond needs.  Find out more information at http://www.bondingspecialist.com.

Construction Bonding Specialists

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