Month: February 2015 - page 3

Benefits Of Using A Mortgage Broker

Posted on by Creative Programs and Systems

There are so many variables when it comes to getting a mortgage.  Many people make the mistake of going it alone without the help of a mortgage broker.  With so many steps when it comes to applying for and qualifying for a mortgage you will want to make sure that you take any missteps out of the process.  A flawless application process will ensure that you get the home of your dreams with a qualifying mortgage to match.

The first mistake most borrowers make is that they ask too many lenders for mortgages’ resulting in an influx of credit inquires.  Too many credit enquires put your credit file at risk.  A mortgage broker can combat this for applicants by weeding out the lenders who don’t fit into the criteria offered by the borrower.  Your mortgage broker will only apply for those loans that fit with the criteria you qualify under.

Errors in your loan submission will be viewed as fraudulent activity by the lender.  Mortgage brokers can assure that they pull an accurate and up to date credit report for you along with submitting a detailed loan application to lenders to ensure that your loan is processed and all the wrinkles are ironed out before they become issues that you as the lender are aware of.  This process is easier for mortgage brokers as they have built relationships with lenders that you perhaps have not.

Another issue that often arises when searching for a lender on your own is that the appraised value of the home is less than that of the price which was agreed upon.  When this situation arises your broker will fly into action.  In order to resolve this issue your broker will ask if they can re-negotiate the price of the home with the seller’s agent.  If this fails the broker will ask the lender to ask a new company to come in and re-evaluate the value of the home.  If this fails the next option for you is to find a new home that appraises better than the home you originally had an offer on.

In our next installment on mortgages; choosing between finding a mortgage on your own or hiring a broker we will look at other common mistakes made.  There are many mistakes that can be made, simple ones at that, if you choose to forgo a mortgage broker and attempt to obtain a mortgage on your own.

Cross Country Mortgage in Brighton, Michigan provide mortgage services for clients including new home loans, refinancing, reversed mortgages, new purchase home mortgages and home equity loans to the entire Livingston County area including Brighton, Howell and Livingston County. Cross Country Mortgage Brighton, MI at http://brightoncrosscountry.com/.

Brighton Cross Country Mortgage

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Installing An Aluminum Fence With Ease

Posted on by Creative Programs and Systems

There is nothing to stress about when it comes to the installation of aluminum fencing. It is the easiest material in fencing to install for several reasons. Even though aluminum is one of the most durable materials it still remains light weight. This makes maneuvering the fence panels simpler. Digging holes is trouble free as the posts used to install aluminum fencing are smaller both wood and vinyl posts. The panels come preassembled and since they are lightweight it moves the project along at an efficient pace. With a short list of tools your fence installation project should only last between ten to twenty hours overall.

When you begin it is important to consider that the project is not something you should rush through. It is not a process that you should look at as something to get over with. A fence should be installed with patience. Take your time to measure twice and cut once.

After you have called to ensure your fence is meeting local and state regulations it is time to start prepping the work site. Before you begin digging you will want to call the local utility companies to come out and identify where all of the underground utilities are located. Next make sure that you have identified your property lines. If you are uncertain it is important to have the property surveyed. You will be held liable if the fence is installed in the wrong location. You will be responsible for the expensive of moving the fence.

If your alumninum fence is being installed around an in ground swimming pool it is crucial that you meet with the pool installer for assistance. They can also help you to plan the installation of your fence around underground lines and pool equipment. You want the lines for the pool to be accessible without having to uproot your entire fence if repairs are needed. Removing one single fence panel is not the end of the world when looking to repair underground lines whereas an entire fence would be overwhelming. Unpack your fence and layout out the materials where they will be installed. Mark off areas that slope and that will require rackable panels. This should be done before you begin installation to ensure the right pieces are in the proper locations.

In our next installment we will talk more about the actual installation process. Half of the installation process is planning half is doing. When installing aluminum fence panels the more you plan the easier the doing will be.

iFence USA offers a variety of maintenance-free, no-rust aluminum fences and gates in the industry! Whether you are a pool contractor, a building contractor, an architect, a landscaping professional, or a “do-it-yourself” homeowner looking for value and installation advice, you’ll benefit by buying aluminum fences shipped factory-direct fromhttp://www.iFenceUSA.com!

iFenceUSA

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CPS Continues To Be Committed In Securing Up To Date Security For Clients

Posted on by Creative Programs and Systems

Computers Plus Service is committed to providing excellent service and up to date security options in order to provide clients with the best user experience possible.

CPS has recently implemented an Apache web server module that provides a web application firewall engine.  This new system is extremely flexible and robust.  It has been referred to as the “Swiss Army Knife of web application firewalls.”  The system provides critical protection against attacks across a variety of web architecture.  The Core Rule Set provides generic rules that provide protection from vulnerabilities often found in web applications.

We offer a variety of services to our clients from website hosting and design to corporate and residential computer and I.T. services.

Creative Programs and Systems

Tips On Color and Font In Product Labels

Posted on by Creative Programs and Systems

Your product can be simply amazing but without a remarkable label people won’t choose yours over the competition.  The product label is a critical piece of the marketing puzzle.  When it comes to the design and creation of a label for your product the sky’s the limit.  There are endless possibilities when it comes to designing your products label.  With the right guidelines in place you will have a label that properly shows off your product and that has it flying off the shelf.

Consider the colors of your product label carefully.  The colors are significant in the appeal of your product.  Here are a few tips as you choose colors to use within your label design.

  • The color of the product itself and the products packaging should be considered.  The desire in label design is to enhance the product.  You want to choose colors that enhance the product and packaging.
  • Choose a color combination that will stand out in the midst of the competition.
  • Take time to understand the guidelines that are in place for your product.  You will need to look at industry regulations and apply them to the label in a way that will not distract from the overall design.  There are certain regulations that are put in place to keep consumers safe and therefore policies that need to be considered.
  • Look at the consumers you are targeting as this can affect the colors you choose.   Certain shades and tones within color groups are associated with products that are high end.  If you are targeting small children high end tones are not a proper choice for obvious reasons.

Consider the font that you would like to use on your products label.  The font is essential to assure that your label is able to be read properly.  Here are some tips to consider when it comes to font in label design.

  • Fonts should be carefully chosen.  A traditional font won’t stand out and therefore should be used carefully.  Use traditional font for label requirements such as UPC codes, ingredient lists and such.
  • It is critical that you don’t use too many fonts on your product label.  Too many fonts cause confusion and take away from the overall design of the label.
  • Choose a font that reflects the brand but sets your product apart from others in the arena.  If you use a certain font for marketing your brand consider making it apart of your label.
  • If a font is not already set in place for your brand take into consideration the personality that you wish to present.  Remember that this is what people will identify your product with so choose one that is representative of the image you want.
  • Make sure the font is clearly visible not only up close but also from a distance.

These are just a few guidelines to help you on your way to perfect product label.

At Anchor Printing, we take pride in offering our clients cut & stack labeling, pressure sensitive labels, roll-fed labeling, shrink sleeves as well as flexible packaging options. Contact us today at http://anchorprinting.com for all of your product label design, printing and packaging needs.

Anchor Printing

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Why Should You Choose Aluminum Fencing

Posted on by Creative Programs and Systems

There are a number of reasons that people look into purchasing a fence.  New construction, replacing an existing fence or to enclose a new swimming pool are all some of the motivations that cause homeowners to look into aluminum fencing.  Before the creation of the internet the typical way to purchase fencing was to get multiple quotes from contractors found in the phone book.   Now there is a simpler way; homeowners can quote and order aluminum fencing online, never having to leave the comfort of their own home.

Ordering aluminum fencing online has become such a popular option for a million reasons.  One of the main reasons that online purchases have become so popular is the lower overhead that comes with owning an online company verse a store front.  Another motivation to order online is the convenience that it offers.  You can shop anytime, put an order together and purchase when you are ready to have it shipped. Online support is offered through several methods as well; you may call, email or use online chat methods to get immediate answers regarding your order.

Aluminum fencing has increased in popularity over the past decade.  This is due in part to the growth in number of in ground swimming pools that are installed by homeowners.  Safety regulations make it a requirement to install a safety fence around the pool area.  Aluminum fencing is a popular option because it can be ordered to meet B.O.C.A standards, it is lightweight, maintenance free and easy to install.  Below are some additional incentives to consider when looking into aluminum fence.

The maintenance aspect of aluminum fence is a draw to many homeowners looking to install a fence.  Aluminum is powder coated and finished with a baked enamel coating.  It does not bend, twist or distort shape over time unlike chain link and wood may.  Aluminum stands up to the weather: intense heat or extreme cold.  When you make an aluminum fence purchase you are basically purchasing a fencing that is maintenance free.

Another fantastic feature about aluminum is that is never rusts.  Most aluminum fencing manufactures offer lifetime warranties against chipping, cracking, peeling and fading of their products.

A few other benefits of aluminum fence are that it is not treated with chemicals and is therefore good for the environment as well.  The fencing comes in lightweight panels that are shipped pre-assembled.  The aluminum is also easy to cut if installation adjustments are needed.  Otherwise installation is as simple as setting the posts and inserting the panels into them.

If you look at the benefits and drawbacks of fencing materials you will see that the aluminum fencing offers such a wide range of benefits over the competition.  Whether you are a pool contractor, building contractor, architect, landscaper, or do it yourself homeowner you will find help online with the planning, designing, ordering and installation of your aluminum fence.

iFence USA offers a variety of maintenance-free, no-rust aluminum fences and gates in the industry! Whether you are a pool contractor, a building contractor, an architect, a landscaping professional, or a “do-it-yourself” homeowner looking for value and installation advice, you’ll benefit by buying aluminum fences shipped factory-direct from http://www.iFenceUSA.com

iFenceUSA

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