Livingston Reporting - page 178

Michigan Medicare Advantage plans

Posted on by Creative Programs and Systems

You might have the option to join a Michigan Medicare Advantage plan, also called Medicare Part C. To be eligible, you must have both Medicare parts A and B and live in an area that has this plan available.

The federal government contracts with insurance companies and managed care plans to offer Medicare Advantage in specific locations. Medicare pays the plan a set amount each month for the plan to provide Medicare parts A and B services to its members. You pay your monthly Medicare Part B premium and any premium the Medicare Advantage plan charges. You also must pay any copayments, deductibles, and coinsurance the plan requires. If you are in a Medicare advantage plan, you won’t get a Medicare summary notice. You’ll instead get monthly statements from your plan and you might be able to view your claims on the plans website.

The Benefits Of Medicare Advantage Plan

Medicare Advantage plans usually have more benefits that original Medicare. For instance, some Medicare advantage plans cover dental and vision services. However, Medicare advantage might not be the best option for some people. Your choice of doctors and hospitals in a Medicare advantage plan are limited. If you have other insurance, such as a group retirement plan, ask your group plan if it works with an advantage plan or with original Medicare. With a Michigan Medigap plan you can go to any doctor or hospital that uses Medicare, there is no “network”.

Medicare Part D Plan

Because Medicare negotiates contracts with Medicare Advantage plans each year, the plans available and the benefits they provide can change each year. If your plan discontinues services, you will have to find a new plan in your area. eMedigap-plans.com can help with that or you can watch our YouTube video and learn how to do it on Medicare.gov. How to choose your own part D on Medicare.gov. This short video walks you through how to get setup with a Medicare part D plan.

If your Medicare advantage plan leaves your area, or if you move out of the plans service area. You may have the right to join another advantage plan. You may also have the right to buy a Medicare supplemental insurance plan or more commonly known as a Medigap plan. If your advantage plan ends, it must give you written notice of your options and tell you how long you have to buy a supplemental policy. The written notice is your proof to the supplemental company of your right to buy a supplement.

Choosing the Right Policy For You

You have a lot of different options when it comes to Medicare. You can choose one of ten Medigap polices to get the coverage you need and can budget in, or you can go the simple route and choose a Medicare advantage plan. They both have their pros and cons. Once you figure out what you’re paying in total for health care we then can recommend a plan for your health care needs. You can also view our Medigap guide page.

If you end up getting an advantage plan and you don’t like it, there is a 30 day period were you can enroll in a different plan. This is called the “free look” period. This period starts on the day your policy starts. You can switch to a different plan, or even get a refund. If you wait till after 30 days you can still cancel, but you won’t get a refund. You can also wait and switch during open enrollment.

Learn more about Medigap plans & rates in Michigan at http://emedigap-plans.com/michigan-medicare-supplement-plans.  Our Michigan Medigap Insurance brokers will help you compare Medigap Insurance rates and plans in Michigan today.  To talk to an expert in Michigan Medigap coverage call toll free 888-452-7949 today!

Medigap Insurance Plans

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Arizona Medigap information you should know!

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Some Arizona beneficiaries may find their out-of-pocket expenses and monthly premiums associated with original Medicare (Part A and Part B) to be too high for their budget. Medicare Supplemental insurance plans in Arizona help cover some of these expenses. This in return makes health care more affordable. However, you have to make sure you choose the right plan, as each plan has a different premium.

What are supplemental insurance plans?

A Medigap plan covers costs associated with original Medicare Parts A and B. Including copayments, deductibles, and other out-of-pocket expenses. These plans are designed to work in combination with Original Medicare (Part A & B), and cannot be used as a standalone plan. Medicare Supplemental Insurance policies do not include prescription drug coverage.

What if I need prescription drug coverage?

If you are looking for prescription drug coverage, you will need to enroll in a separate plan. This plan is called Medicare Part D. Not to be mixed up with a supplemental plan D! This drug coverage plan helps pay outpatient prescriptions and for medication that is prescribed in the future. You have to pay a premium and a share for the medication. The drug plan cost usually varies from price depending on:

  • Prescriptions you currently take
  • The plan you choose
  • in-network pharmacy
  • Etc

For more information on this you can view medicare.gov website.

Arizona Supplemental Plan information

It is important to note that Medigap plans offering lower premiums may have higher out-of-pocket expenses. When comparing plans, it is important to weigh both factors to find the best plan for your lifestyle. There are a total of 10 different plans to choose from. You can view a chart of what every plan covers and compare Arizona Medigap plans.

Companies offering Medigap insurance plans in Arizona may offer one or more of the 10 different plans. Each plan type is designated with a letter of the alphabet, which is standardized by the government. This means from company to company, each plan benefits will remain the same. The only thing that will change is the premium cost. Each company will have a slightly different price tag. The premium price also differs from location. Meaning someone in Phoenix, AZ could get a different rate from someone in Yuma, AZ. There are also a few other factors that help determine the premium rate like age, if you smoke or not, etc.

It is also important to compare cost of monthly premiums and out of pocket expenses between different companies, since these can fluctuate. At eMedigap-Plans.com we have access to over 10 different insurance providers. This means we can get you the best Medigap price.

Learn more about Medigap plans & rates in Arizona at http://emedigap-plans.com/arizona-medicare-supplement-plans.  Our Arizona Medigap Insurance brokers will help you compare Medigap Insurance rates and plans today.  To talk to an expert in Arizona Medigap coverage call toll free 888-452-7949 today!

Medigap Insurance Plans

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Looking to Buy Medicare Supplemental Insurance In Arizona

Posted on by Creative Programs and Systems

To purchase Medicare Supplemental Insurance plans in Arizona, you need to qualify for Part A and B of Medicare. Most of you will plan to enroll in both parts of Original Medicare around your 65th birthday. This is an ideal time to consider enhancing your hard earned benefits with a Arizona Medicare supplement insurance plan. Some companies will even allow you to apply a few months early. This is to be certain you have health coverage in place when you turn 65.

Original Medicare Parts A and B

Some people are not sure on when they get parts A and B and that’s okay, we are here to help. You can always check out medicare.gov for that information. But, usually there are two ways to obtain these plans. The 1st one is you automatically get it. The other option is you have to sign up for it. It all depends if you are getting social security benefits. If you are not sure chances are you will have to sign up for it.

When to start looking at Arizona Medicare

You should start looking at AZ Medicare usually a few months before you turn 65. You want to know your options so when you turn 65, you can get the coverage you need and want. However, you have a 7 months to decide on a plan. 3 months before your 65th birthday, the month of your birthday and 3 months after that. So you are in no rush, but just a warning they do charge a late enrollment penalty.

Missed Medicare enrollment on your birthday?

If you didn’t get a chance to sign up on your birthday no worries! You can always sign up between January 1 through March 31. Keep in mind you will more than likely be charged a few or a higher premium.

I have Medicare Part A and B, now what?

You should know or have already heard that these two parts don’t always cover everything. That’s why private insurance companies sell a “Medicare Supplemental Insurance” commonly known as Medigap. Yes, this type of insurance has many names; we even call it Medsup (short for Medicare Supplemental). You can view our Medicare Medigap guide for more information. Don’t be scared away when we say private insurance companies. These plans are still regulated by the federal government.

Private Insurance Companies?

Blue Cross Blue Shield, Aetna, Priority Health, United Healthcare (AARP), Humana all sell this type of insurance. There are even more companies these are just a few popular ones. We have access to these companies and even more to get you the best Medicare Supplemental Insurance rates! Remember when we said these plan are regulated by the government? Keep in mind that the pricing or premiums are different. Each company will sell the same plans, but the prices will be different! That is why we look over different companies, and is how we get you a great Medigap rate.

More information about Arizona Medicare Supplemental Insurance Plans

The internet is full of information; sometimes this information is not correct. In order to best serve you in researching these supplemental plans, we recommend you call us! We are licensed to sell Arizona Medigap plans. That’s right, one think to keep in mind is these companies need to be licensed to sell in certain states like Michigan, Tennessee, Arizona, and Arizona. You can also visit these reliable sites.

As always you’re more than welcome to call us. We can recommend a plan that fits your health care and budget. We can answer any questions you might have on Medicare or Supplemental Insurance policies in Arizona. Call toll free at 877-202-9248!

You can also learn more about Arizona Medicare Supplemental Insurance rates at www.emedicare-supplemental-insurance.com/arizona-medicare-supplement-plans.

 

Medicare Supplemental Insurance Plans

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Medicare Supplemental plans in Tennessee

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Tennessee Medicare Supplemental plans are for those receiving benefits from Medicare, Medicare Part A and Medicare part B, and want to keep their out-of-pocket costs low. All plans are standardized by the government. Each insurance carrier must provide the same benefits across letter plan. However, insurance companies can charge a different amount for each plan depending on your age, location and other factors. Once you choose a plan that gives you the benefits you need, it’s important to compare rates between the different carriers.

General Information on Supplemental insurance options in Tennessee

Again, no matter which carrier you select for coverage, the core benefits will remain the same. Your policy cannot be cancelled for any reason, unless you fall behind on your premiums, as long as you enroll during your open enrollment period. The plans are also guarantee issue if you apply during your OEP.

Tennessee Medicare Supplemental Plans don’t cover hearing aids or eyeglasses, nor do they provide substantial coverage for private-duty nursing or long term care. Premiums vary by the level of coverage desired. As with any other type of insurance plan, paying higher premiums lowers out-of-pocket costs, while lower premiums means you will incur higher out-of-pocket cost.

Eligibility for Tennessee Medicare Supplements

You should enroll in one of the Tennessee Medicare Supplements within six months of turning 65 and being enrolled in Medicare Part B to avoid underwriting. If you enroll during this time, you will not be denied coverage. Your health conditions and medical history are not factored into the equation. You cannot have a TN Medicare Advantage plan and a supplemental plan at the same time. You can apply for Tennessee Medicare Supplemental insurance while covered under a Medicare advantage plan, but you must not be enrolled in it when your plan becomes active.

AZ Medicare Supplemental Insurance Carriers

It works with all the top carriers like Aetna, Mutual of Omaha, Humana, and Blue Cross Blue Shield. At eMedicare Supplemental Insurance, we provide excellent customer service, quick claim payments, extensive knowledge and experience. We are dedicated to bring you the best Medicare supplemental plan price with great knowledge and all the plans we offer.

Eligibility for Tennessee Medicare Supplemental Plans under 65

If you’re looking for Tennessee Medicare Supplemental Policy for under 65 years old, you might have to do a little extra digging. States are not required to make it mandatory for an insurance carrier to offer these plans to those receiving Medicare benefits before turning 65. Tennessee is one of the states that don’t make it mandatory, however some carriers do still offer supplement plans in the state to those under 65.

Tennessee State Health Facts

  • The total number of Medicare beneficiaries in 2015 was over 1.1 million, that’s 17% of the entire state population.
  • In 2013, 14% of recipients were disabled, the other 86% reached the age of 65
  • 8% of those receiving benefits from Medicare in 2013 were diagnosed with end stage renal disease.

The best Tennessee Medicare Supplement health insurance

You have to consider your current and future, health risks to determine which TN Medicare Supplemental health insurance plan will meet your needs. If you’re in relatively good health, you can sacrifice benefits for a lesser premium. If you need more health care coverage, then you would be better met by a plan that offers more coverage. If you’re planning on traveling, then you may benefit from being covered by a plan that offers coverage for emergency foreign travel medical issues.

Learn more about Tennessee Medicare Supplemental Insurance rates. Our Tennessee Medicare Insurance brokers will help you compare Supplemental Insurance rates and plans in TN. To talk to a Tennessee expert in Medicare coverage call toll free 877-202-9248 today!

 

 

Medicare Supplemental Insurance Plans

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Researching Texas Medicare Supplemental Insurance

Posted on by Creative Programs and Systems

If you have Medicare or about to get Medicare you might be thinking about a supplemental plan, or maybe you just heard about supplemental insurance for Medicare. The government program Medicare is huge, period. Figuring out what it covers, the rates, all the different supplemental plans and if you need prescription drug coverage. It can be quite the task to research and figure everything out. That’s why we are here. We want to make this decision easy and affordable.

Where to start when researching Medicare supplemental insurance?

The best place to start is asking around about Medicare supplemental insurance to get a basic idea of what it is. This can be from friends, family, online and even licensed agents. Now sometimes people and even the internet might have the wrong information about supplemental health insurance plans. That is why it’s a good idea to talk to a licensed Medicare Supplemental agent. Here are a couple reliable websites that have great information.

Medicare.gov is a great place to start. This is a government ran site for Medicare, that you can trust. They have a search box that you can search for Medicare questions.

This is the official Texas department of insurance website. Here you can find information exclusively about Texas Medicare Supplemental Insurance.

eMedicare Supplemental Insurance has a free quote tool that allows you to compare supplemental insurance rates and plans. You can also contact a licensed insurance agent that is knowledgeable in everything about TX Medicare.

Medicare Supplemental Insurance Plans

There are 10 different MedSup (Medicare Supplemental) plans that are the same no matter what insurance company you partner with. What changes is the price known as a premium of the plans from company to company. When you call around don’t be pressured into buying right away. You want to ask questions, find rates and get a few Medicare supplemental recommendations. Licensed agents are the best to talk to as they usually know the ins and outs of Medicare and supplemental insurance.

Before you buy a Medicare Supplemental Plan

Things you should do before you buy a medsup plan.

  • Figure out what your paying for everything medical

This is a key to figuring out what plan to go with. If you don’t know what you’re paying for right now on medical bills you won’t be able to accurately choose a plan that suits your needs. Once you figure out what you’re currently paying on medical bills and doctors visits, you will be able to find a plan that suits your needs.

Learn more about Texas Medicare Supplemental Insurance rates, plans, and more at www.emedicare-supplemental-insurance.com/medicare-supplement-plans-texas.  Our Texas Medicare Supplemental Insurance brokers will help you compare Supplemental Insurance rates and plans. To talk to an expert in TX Medicare coverage call toll free at 877-202-9248.

Medicare Supplemental Insurance Plans

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How do I choose medical supplements insurance in Michigan

Posted on by Creative Programs and Systems

As you get older your priorities in life change, it gets harder and harder to do the things it once was easy to do. If you live in Michigan you know the winters can be tough. What happens when you get sick and end up in the hospital? You might have Medicare Part A and B but will that be enough? Health should come first! If you are not in good state of mental and physical health, your work leisure, productivity, relations, all get affected.

Why you Need Medicare Supplemental Insurance

Everyone is careful about their well-being, so is the government. This is the reason many health insurance plans are run by the government. Medicare is a government issued program created to provide seniors, 65 and older, with medical coverage. Younger ones affected from certain disability are also covered under it. The main issue with Medicare and the supplemental insurance programs associated with it is that it is hard to decipher what is covered by each plan and what is needed by each participant. This is why it is a great idea to talk to a knowledgably licensed Medicare agent, and we can help with that! Medicare Part A and B will only cover the basics of what most seniors need. For this reason Medicare Supplemental Insurance plans can be purchased to cover the gaps in Medicare coverage.

If you are in search of health insurance plans, Medicare will deserve your attention, but you also need to know about Medicare supplemental plans as Medicare doesn’t cover everything.

Here are some aspects you need to consider while selecting Michigan Medicare Supplemental Plans.

  • An estimated cost on what you are spending on health care

Organize Your Medical Costs

Make a list of all your doctor visits costs, any tests you had, regular checkups, and add the costs up.

  • Check state insurance departments to get reliable information.
  • Not all companies operate legitimately. So, please be sure to research the company and look at online reviews.
  • Compare plans and rates with different companies. Talk to the companies you are interested and ask them questions about Medicare. This is to see if they know what they are talking about.
  • If you travel, make sure the supplemental plans include coverage in foreign countries.
  • Enroll for a supplemental plan within 6 months of enrollment in Medicare part b, it will be best for you as you will grab comprehensive coverage. The more time you take, the higher will be the premium.

Contact Us Today

Learn more about Michigan Medicare Supplemental Insurance rates, plans, and more at www.emedicare-supplemental-insurance.com/michigan-medicare-supplement-plans.  Our Michigan Medicare Supplemental Insurance brokers will help you compare rates and plans. To talk to an expert in Michigan Medicare coverage call toll free 877-202-9248 today!

Medicare Supplemental Insurance Plans

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Cataract Surgery Procedure and What to Expect

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Cataracts are one of the most common eye-related problems in the world today. It occurs when the eye lens becomes cloudy, leading to misty and hazy vision. Occurring naturally due to age, anyone that develops cataracts will eventually see a significant loss of clear vision, which can only be addressed through surgery.

Cataract surgery happens to be a very straight-forward procedure. Completed on hundreds of thousands of patients annually, cataract surgery helps to restore vision, preventing blindness from eventually developing.

Here’s everything you need to know about cataract surgery:

When is cataract surgery necessary?

A loss in vision is common in aging people, with many suffering from cloudy vision at some stage of their later years. Cataracts can take years to fully develop however, allowing people to live with it for quite some time before vision is impaired.

However, cataracts eventually develop into a much more significant problem over time. The only way to rectify the issue is by surgical procedure, where the cataracts are removed from the eye.

Should your vision not be impaired by cataracts, then you can hold off on surgery. It’s only truly necessary once it starts to have a negative impact on your day-to-day life. For instance, if you can no longer read, drive, or struggle to see in most conditions, then surgery is advised.

What does cataract surgery involve?

Cataract surgery is quite a simple routine. You are provided with some local anaesthetic and some eye drops, after which the eye surgeon makes a minor incision on your eye. If you are feeling anxious about the procedure you may be given a minor sedative to stay relaxed.

The eye lens is then removed and replaced with an artificial implant lens known as an intraocular lens, after which the surgery is complete!

What you can expect from cataract surgery

There are a few things to expect from cataract surgery, none of which should give you any concern.

The procedure is very simple and shouldn’t take longer than an hour, so expect a total surgery time of around 20-40 minutes in most cases. Only one eye is treated per surgery, so you will likely require two procedures should you have it in both eyes, which will take place a few weeks apart.

So, you can also expect to go home that day. Remember, you are only under local anaesthetic, which means you will be awake for the entire procedure. Don’t worry; you won’t be able to feel a thing! Most patients are home just a few hours after surgery, so it’s not too taxing of a day.

Also, your vision may be quite blurry for a few days after the surgery, although some people see their vision improve that same day. Don’t have high expectations of this however, as it’s best to assume you will need a few days to fully recover.

Are there any risks with cataract surgery?

Serious risks from cataract surgery are very low. The procedure is one of the safest and most straight-forward administered to patients, although there are some minor risks worth knowing. For instance, inflammation in the eye may occur, while more serious problems such as a detached retina are possible.

However, chances of complications remain low. Serious complications are reported in around 1 percent of cataract surgeries, so you should be completely free of risk!

At Rohr eye and laser center we offer cataract surgery with Tecnis IOLs or Toric IOLs. Don’t let cataracts affect your vision. We recommend you get a eye exam each year to insure your eyes are healthy. If you are worried about your vision and need a check up or would like to schedule a surgery, give us a call at 877-579-0202. You can also visit our website at www.michiganlasik.com. Our office is located in Grand Blanc, Michigan.

Michigan Lasik

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Why Choose Flexible Packing for Your Product Needs

Posted on by Creative Programs and Systems - Updated

Packaging is a means of protecting, storing, transporting and prolonging the life of the product contained within. The next level is the flexible packaging, which is aimed at reducing energy consumption, using less overall materials and generating less CO2 emissions. All of these result in less waste.

Flexible packaging has several benefits over rigid packaging because:

  • Flexible packaging utilizes less materials and energy.
  • It creates less weight via source reduction that utilizes the least amount of materials for product packaging.
  • Flexible packaging represents 2% of municipal solid waste.

Flexible packaging is among the fastest growing segment of the packaging industry, which combines the best quality of aluminum foil, plastic paper and film, to deliver a variety of protective properties with the least possible materials.

What Is Flexible Packaging?

Flexible packaging is any package or any part of a package which takes the shape of a pouch, bag, overwrap or liner and whose shape can be readily changed. Apart from their being utilized for institutional and consumer products, flexible packaging is also desired in industrial applications for marketing, protection and distributing a fast array of products.

Flexible packaging, which is a leader in packaging innovation, helps to add value and marketability to both food and non-food products. It goes beyond ensuring food safety as it extends shelf life; provide barrier protection and aids even heating. Besides, it is easy to use and re-sealable. With its superb printability, the packaging industry continues to thrive and advance in an unprecedented rate.

Advantages of Flexible Packaging

  • Flexible packaging is light in weight, easily opened, carried, stored and re-sealed.
  • With flexible packaging, the shelf life of many products, for instance, food is prolonged.
  • Less energy is required for transportation, manufacturing and generating smaller quantities of greenhouse gases.
  • With flexible packaging, less consumer wastes which are being sent to landfills are generated.
  • It is an innovative process.
  • Flexible packaging widely extends into varieties of product categories.
  • It indicates and maintains freshness as well as offers consumer conveniences.
  • It provides re-closure and diverse dispensing options.
  • Ease of transportation and storage, enables visibility of contents and provides efficient product.
  • Flexible packaging creates lesser emissions and uses less energy.

Flexible packaging is manufactured from items like plastics, aluminum foils, paper, film or combination of these materials. It includes bags, liners, pouches, roll stock, labels and other flexible products. Packaging is not only critical to safety and modern lifestyle, but it saves more resources than it consumes. Flexible packaging on its own ensures the reduction of landfill waste protects products and preserves them until they are ready for consumption.

Learn more about Anchor Printing and their vast line of custom product label & packaging options including: Shrink Sleeve Labels, Flexible Packaging, Roll-Fed Labeling, Pressure Sensitive and Cut & Stack Labels at http://anchorprinting.com/flexible-packaging.php.  To contact one of our label specialists call toll free at 800.748.0209 or via email at info@anchorprinting.com.

Anchor Printing

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Outsourcing your IT for managed IT services could save you time and money

Posted on by Creative Programs and Systems

In the business world, it’s always important to make sure that you have access to all the latest technologies on the market. You need to do all you can in order to handle all IT or any other relevant tasks with the utmost value and attention to detail. That’s why using managed IT services can be a very good idea. But should you outsource your entire IT department and replace it with managed IT services?

Working with certified professionals

Instead of creating an entire department, you get to ability to access some of the best minds in the business. This is very helpful, because you will get to save money and avoid any potential mistakes. It’s an extraordinary experience and one that will help your business a lot.

Reducing labor costs

By outsourcing IT to professionals, you don’t need an IT department anymore. The managed IT services help you save a lot of money this way, and the outcome is extremely good. Plus, you also save time when it comes to recruiting new people as well. With outsourcing, you get all the benefits and professionals in a single place, which is what matters the most.

You get to be more efficient

Outsourcing your IT tasks to a third party will help you become a more competitive company. You get to identify and remove any IT issues in no time. The company productivity improves quite a lot, and in the end you will have better and more impressive results. Which, as you can imagine, will deliver a stellar outcome in regards to value and productivity for the long term.

Paying less for the latest technologies

When you outsource your IT tasks to managed IT services, you will get access to some of the best technology in the industry. As a result, it will be a whole lot easier for your company to sustain a powerful IT infrastructure without breaking the bank. This is very hard to do on your own, so knowing how to invest and how to tackle all of this is very important.

Focusing on your core business

Yes, outsourcing also offers you more time to grow your business. You have the ability to create better products and services, all while managed IT services handle any IT tasks you may encounter.

Using managed IT services is very important and it can help your business grow immensely in the long run. Instead of creating an IT department, just opt for managed IT services and you will not be disappointed!

If you have ever witnessed system failures you know it can stressful and the issues that can arise from it can be challenging. We can help you with our managed IT service program. This insures your IT infrastructure runs smooth and if you have any hiccups we are dedicated to bringing you back online as smooth as possible. Visit our website at www.CpsMi.com or call us at 810-224-5252 for more information.

Creative Programs and Systems

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Functions and Duties of an Elder Law Attorney

Posted on by Creative Programs and Systems

Elder law attorneys and elder care attorneys deal with legal needs of the elderly – those typically above 65 years of age. Elder care attorneys also work on behalf of their disabled clients who are below 65 years of age and have similar long-term care needs to those of the elderly.

Duties of an Elder Care Attorney

One of the main functions of an elder care attorney is the provision of legal assistance in the case of will and estate planning of the elderly. The scope of elder law attorneys, however, extends to assisting the elderly with any legal issue they may have. These issues include:

  • Living wills – An elder law attorney helps to draft a will and advise on estate planning that protects the interests of the elder and the family.
  • Long-term care – An elder care attorney uses his experience and expertise to locate the right nursing home facility that will provide long-term quality care at an affordable cost that works for the elder and his family.

Nursing Home Care

An elder care attorney also keeps abreast with the deliverables promised by the nursing home and ensures that they carry out their obligations efficiently. Should the need arise; the elder care attorney defends the rights of the resident against neglect, negligence or improper treatment of the resident.

  • Guardianship – An elder law attorney advises the elder on the prudence of enabling a family member or any other responsible person to make decisions on his behalf with regard to his health, finances and legal issues if he becomes incapacitated.
  • Medicaid Eligibility – An elder care attorney advises on how to plan for long-term care while protecting your estate from being taken up with medical costs. The three main ways of paying for long-term care is either self-paying, long-term care insurance or Medicaid.

An elder care attorney helps to advice through the complicated web of Medicaid eligibility and by understanding the system guides the elder in a successful estate planning.

  • Probate administration and representation – An elder law attorney facilitates arrangements of estate administration and representation early in advance for the benefit of the family. In the event that disputes do arise after the passing of the elder, the elder law attorney helps in resolution of these disputes including matters of a contested will.

Factors to consider when choosing an elder care attorney

  • Expert and exclusive focus on elder law – Elder law can be very complex, detailed and ever-changing and the ideal elder care attorney is one who is intimately familiar with it and practices it regularly and seriously.
  • Experience – Long-term expertise and experience are the cornerstone of a successful elder care attorney who is able to handle each client’s case in an individualized and experienced manner.
  • Active and Good Listener – The ideal elder law attorney is one who takes the time to understand the client’s needs and specifications and is attentive to listen and care about your welfare and working together with you to craft the best solution.

Learn more about attorney Sean J. Nichols and the legal services he provides for clients including: estate planning, elder law issues, Medicaid planning, elder care, probate law, guardianships, and power of attorney (POA) at www.seanjnichols.com.  To contact the offices of Sean J Nichols call 734.386.0224 today.

Sean J. Nichols

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