Livingston Reporting - page 11

What Are Spool Pools?

Spool pools, a hybrid of a spa and pool, offer a cost-effective and space-saving solution for backyard relaxation and exercise. These compact water features combine the benefits of both pools and spas, making them suitable for both cooling off in summer and warming up in winter. Spools are particularly appealing for smaller yards but are gaining popularity in various sizes of outdoor spaces.

Key Features of Spool Pools:

Typically, a spool pool is smaller and more affordable than traditional pools, with average costs around $22,650 compared to $64,695 for a full-sized pool. They are equipped with spa-like features such as jets that allow for swimming against a current, making them ideal for exercise in limited spaces. They also require less maintenance than larger pools, using fewer resources like water and chemicals, and are cheaper to heat.

Benefits and Uses:

Spools can be used year-round; they can be heated during colder months to function like a hot tub, providing therapeutic benefits. They are versatile enough for relaxation, exercise, and even small poolside gatherings, although they’re not suitable for large parties.

Considerations Before Installation:

While spools save space, it’s essential to consider safety measures like fencing, especially if children are present. Evaluate your usage needs as spools are ideal for relaxation and exercise but have limitations for larger entertaining purposes.

A spool pool could be a perfect addition if you’re looking to enhance your backyard without committing to the space and maintenance required by a larger pool. They also allow room for other backyard activities like gardening and outdoor dining.

For premium pool applications, contact Pound Pool Plastering.

Pound Pool Plastering services residential and commercial pools in applying a wide variety of pool plaster finishes and complete renovations. We offer Diamond Brite, Sunstone, Hydrazzo, and Marcite – and a great selection of tile choices and coping stones. Owner Dale Pound personally oversees each pool project to ensure the highest quality is delivered. Call or email us for a free estimate.

Written by the digital marketing team at Creative Programs & Systems: www.cpsmi.com

Eliminating Bed Bugs: Expert Solutions for Pest-Free Living

image of a bed bug resting on a blanket.

Contending with pests like bed bugs can cause significant distress and concern. These tiny, blood-sucking insects are infamous for infiltrating homes and businesses, creating discomfort, health risks, and financial damage. Immediate measures are crucial if you suspect a bed bug presence. In this article, we explore how Front Range Pest skillfully and discreetly handles the detection and eradication of bed bugs.

Signs of a Bed Bug Infestation

Despite their knack for hiding, bed bugs leave clear indicators of their presence. Watch for these signs when inspecting your area:

  • Bites: Search for clusters or lines of itchy, red bites on your body, indicative of bed bug bites.
  • Small, Rusty Stains: Notice tiny bloodstains on your sheets or mattress, resulting from their feeding habits.
  • Eggs and Exoskeletons: Check crevices in your mattress, furniture, and walls for tiny, egg-like structures or shed skins.
  • Unusual, Musty Smell: A large infestation may produce a distinct, sweet, musty odor.

Why Choose Front Range Pest for Bed Bug Issues?

Front Range Pest is your dependable ally in discreet and effective bed bug removal. Here’s why our service is superior:

  • Professional Expertise: Our well-trained technicians excel in pinpointing and removing bed bugs, ensuring thorough and effective extermination.
  • Confidential Service: Understanding the sensitivity of bed bug issues, we perform our services discreetly to avoid drawing attention to your premises.
  • Safe, Eco-Friendly Methods: Our treatments are both potent and safe for your family, pets, and the environment, focusing on sustainable practices.
  • Comprehensive Follow-Up: We conduct detailed inspections after treatment to guarantee all bed bugs are eliminated, providing continued peace of mind.

Effective Bed Bug Extermination Strategy

Our proven strategy for tackling bed bug infestations includes:

  • Inspection: We begin with a detailed inspection to assess the infestation’s extent, which informs our treatment approach.
  • Treatment: We apply a combination of heat and chemical treatments, using specialized equipment to eradicate bed bugs throughout their lifecycle.
  • Proactive Measures: We offer advice on preventative measures to help keep your environment bed bug-free.

Bed bugs can quickly turn your living or working space into a source of anxiety and discomfort. Timely intervention is essential to manage a bed bug problem. The experts at Front Range Pest are ready to help you detect and eliminate bed bugs, ensuring the comfort and safety of your space.

Don’t let bed bugs take over your property – reach out to Front Range Pest for effective control solutions today!

Front Range Pest is your trusted, family-owned pest and wildlife control company serving central Colorado and southern Wyoming. Our certified technicians have the expertise and credentials to ensure effective pest management for your home or business. As your all-in-one insect and wildlife specialists, we offer peace of mind by identifying wildlife entry points, removing nuisance pests, sealing access areas, performing cleanup, and making essential repairs. Schedule an inspection with us today.

Written by the digital marketing team at Creative Programs & Systems: www.cpsmi.com

Coal Industry Set to Further Decline with New EPA Emission Regulations

Image of coal emissions polluting the air.

The coal industry is poised for further decline following the Environmental Protection Agency’s (EPA) introduction of stringent new emission standards aimed at significantly reducing carbon pollution from coal-fired power plants by 90%. Announced last month, these new rules are part of a broader federal effort to address climate change by curbing the emissions that contribute to global warming. This sweeping regulation is expected to accelerate the closure of most coal plants by 2045, potentially ending an era where coal was a dominant source of electricity.

The Decline of Coal

The decline of coal as a primary energy source has been ongoing, with its contribution to the U.S. electricity mix dropping from about 50% at the start of the century to below 17% today. This shift has largely been driven by the economic advantages of natural gas and the advancements in renewable energy technologies. The new EPA standards mark a significant shift from previous approaches that relied more on incentives and state-level regulations. This federal mandate sets a direct emissions threshold for coal plants, which could fast-track the transition to other energy sources.

Carbon Capture Debate

There are significant technical and economic challenges associated with the transition. One of the critical discussions revolves around carbon capture technology, which the EPA suggests could help coal plants reduce emissions if they continue operations past 2039. However, the feasibility and cost-effectiveness of this technology on a large scale remain contentious. Critics argue that the technology is still not ready for widespread deployment and may not be a viable financial option for many power plants.

EPA Regulations

The EPA’s new rules have sparked a heated debate between climate activists advocating for rapid decarbonization and coal industry supporters who are concerned about the impacts on the electrical grid, utility costs, and coal-dependent communities. More than 8,000 public comments were submitted in response to the proposed rules, reflecting the wide range of viewpoints and the high stakes involved. Republican attorney-generals from 27 states have sued the EPA over the regulations, indicating the contentious nature of the transition away from coal.

Securing a Cleaner Future

Despite these challenges, the EPA remains optimistic about the transition’s benefits, emphasizing that the new rules will improve air quality and public health without disrupting power supply. The agency has engaged with various stakeholders, including environmental justice groups, to ensure that the transition considers the needs of communities affected by the decline of coal. As the industry adjusts to these new regulations, the overarching goal is to ensure a steady shift towards more sustainable and less pollutive energy sources, securing a cleaner, healthier future.

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State Electric Company is a leader in the electrification of the nation. Our highly educated and experienced team of professionals uses industry-leading software technology and has partnered with manufacturers to deliver affordable solutions for all your electrical needs. State Electric Co. is also an exclusive distributor of Enel X JuiceBox EV chargers for residential and commercial use. We are fully licensed, insured, and bonded to install charging stations for homes, offices, hotels, and more. With our extensive knowledge of renewable energy, our team provides customers – large or small – with efficient electrical solutions. Contact us today to learn how we can safely and affordably meet your energy needs. 

Written by the digital marketing team at Creative Programs & Systems: www.cpsmi.com

How to Travel Safely and Avoid Unwanted Bedbugs

image of bedbugs in hotel bed.

The summer travel season brings with it the heightened risk of encountering bedbugs in hotels, motels, and vacation homes. Bedbugs, or cimex lectularius, are small, brown, oval-shaped insects that thrive in dark, cozy spots like mattress seams and chair cushions. During their 6-12 month lifespan, female bedbugs can lay 200-500 eggs, and they feed on human and animal blood typically at night, often without detection.

Staying Vigilant

To avoid the discomfort of bedbug bites, which appear as small, itchy red bumps on exposed skin areas and can cause irritation for about a week, travelers should be vigilant. Check for signs of bedbugs such as reddish stains on bedding, musty odors, and inspect all hidden areas upon arriving at a lodging. Bedbugs thrive in warmer months; they cannot fly and rely on people or things, like clothing or suitcases, to get from place to place.

Treating Bedbugs on Your Own

If you suspect a bedbug infestation, washing and drying bedding and clothes at high temperatures (120 degrees Fahrenheit) can eliminate these pests, and steam cleaning infested furniture is also effective. Bedbug bites often occur on parts of the skin exposed during sleep, such as the face, neck, or hands, and usually manifest as small, itchy red bumps. If you have been bitten, apply over-the-counter antihistamines or itch creams to the affected area for relief.

It’s not thought that bedbugs transmit illness or diseases; however, scratching the bites can lead to infection. Being proactive and informed can help you enjoy a pest-free summer travel experience.

How to Identify Bedbugs While Traveling

Inspect every small crevice and concealed area, such as the seams of bedsheets, chair cushions, mattress folds, and curtain edges or headboards—anywhere dark, snug, and secluded. Keep an eye out for a musty, slightly sweet smell, a sign of infestation, and watch for reddish stains that could indicate crushed bedbugs.

Top Cities for Bedbug Infestations, ranked by Orkin

No. 1 Chicago, IL

No. 2 New York, NY

No. 3 Philadelphia, PA

No. 4 Cleveland-Akron, OH

No. 5 Los Angeles, CA

No. 6 Detroit, MI

No 7. Washington, D.C.

No. 8 Indianapolis, IN

No. 9 Charlotte, NC

No. 10 Champaign, IL

No. 11 Columbus, OH

No. 12 Cincinnati, OH

No. 13 Atlanta, GA

No. 14 Grand Rapids, MI

No. 15 Denver, CO

No. 16 Baltimore, MD

No. 17 Richmond, VA

No. 18 Greensboro, N.C.

No. 19 St. Louis, MO

No. 20 Youngstown, OH

Contact Northern Pest to Schedule a Bedbug Inspection

Northern Pest is fully licensed and insured, and we look forward to serving you! From Home, the Lake, Camp, or Your Business—Northern Pest Has You Covered!

Northern Pest: Our family serving yours! We are licensed and insured to provide insect and wildlife pest control. Our crew has the expertise to track wildlife entry points and remove pests of all kinds, including our licensed builders, who can make any of the necessary repairs caused by wildlife. Northern Pest is a member of the MDAT and the NWCOA. We are certified by the IICRC to offer professional mold mitigation services caused by animal damage. At Northern Pest, we do it all!

Written by the digital marketing team at Creative Programs & Systems: www.cpsmi.com

Transform Your Business by Embracing Today’s Digital Technology

Image of a laptop with a colorful array illuminating from it.

In the dynamic landscape of the digital age, businesses must adapt swiftly to remain competitive and relevant. As we navigate an ever-evolving digital environment, it’s crucial to adapt and embrace the changes that come with digital technology. This transformative journey can significantly amplify a business’s digital footprint and enhance its capabilities, creating many opportunities for growth and innovation.

Revamping Your Website

A website often serves as the first point of contact between a business and its potential customers. In today’s digital world, user experience and accessibility are paramount. Revamping your website to be more intuitive, responsive, and mobile-friendly can drastically improve customer interactions and satisfaction. Consider incorporating modern design elements, streamlined navigation, and interactive features to engage visitors effectively. This is not just about aesthetics; it’s about creating a functional space that resonates with users and drives conversion.

Integrating E-Commerce Functionality

E-commerce is no longer just an option; it’s necessary for retail businesses aiming to thrive in the digital marketplace. Integrating robust e-commerce functionality into your website can transform your business into a 24/7 operation, allowing customers to browse, shop, and make purchases at their conveniently. This integration involves secure payment gateways, customer data protection, and an efficient logistics framework to ensure a seamless shopping experience. By enabling customers to shop online, businesses can expand their reach beyond geographical limitations and tap into a broader market.

Harnessing the Power of Social Media

Social media is a powerful tool for businesses to increase their digital presence, engage with customers, and promote their brand. Platforms like Facebook, Instagram, LinkedIn, and X (formally Twitter) offer unique ways to interact with audiences through content sharing, advertisements, and direct customer engagement. These platforms can help businesses stay connected with their audience, gather valuable customer insights, and boost brand visibility. Moreover, social media can be a cost-effective marketing tool, providing a high return on investment when strategies are applied thoughtfully.

Embracing Digital Transformation

Digital transformation involves the integration of digital technology into all areas of a business, fundamentally changing how you operate and deliver value to customers. It’s about more than just upgrading your IT infrastructure; it involves rethinking old operating models to be more agile, lean, and innovative in your approach. This could mean adopting cloud computing, leveraging data analytics, or implementing AI-driven processes to improve operations.

Utilizing Digital Tools to Simplify Operations

Adopting digital tools can streamline operations, reduce costs, and enhance productivity. Tools like customized customer relationship management (CRM) systems, inventory software, business applications, and automated marketing platforms can help manage day-to-day activities more efficiently and accurately. These tools also enable businesses to maintain a consistent brand message across all digital platforms and touchpoints, which is vital for building customer trust and loyalty.

By embracing and integrating today’s digital technology, companies can enhance their digital footprint, streamline operations, engage customers more effectively, and open up new revenue streams. The journey towards digital transformation may seem daunting, but with the right strategies and tools, it is undoubtedly a promising path to sustaining growth and success in a digitally dominated world.

Not sure where to start? Creative Programs and Systems can help; contact us for a free, no-obligation consultation today!

Founded in 1994, Creative Programs and Systems delivers professional results for all your computer needs. We design, create, and code various custom software programs and websites. Additionally, we offer superior digital marketing services, including enhanced Search Engine Optimization (SEO) and paid advertising. We also repair and support commercial computer infrastructure, build custom systems and servers, and provide secure data backups. Need assistance or want to learn more? Call (810)224-5252 or email info@cpsmi.com us!

Written by the digital marketing team at Creative Programs & Systems: www.cpsmi.com

Commercial Property Lending for Real Estate Developers:  7 Tips and Best Practices

Image of condo development obtained through commercial lending.

Securing financing for commercial projects presents unique challenges and opportunities for real estate developers. Understanding the landscape of commercial property lending and employing strategic approaches can significantly enhance the likelihood of obtaining favorable terms. This article provides essential tips and best practices for real estate developers looking to navigate the complex terrain of commercial property lending.

1. Understand the Financing Options Available

Commercial property loans differ substantially from residential mortgages. Some of the common types of commercial real estate loans include traditional mortgages, bridge loans, construction loans, and mezzanine financing. Each type has its own set of requirements, terms, and benefits. For example, traditional mortgages are typically long-term with fixed interest rates, whereas bridge loans are short-term with higher rates but offer quicker access to funds. Developers should thoroughly research each option to determine the best fit for their project’s needs.

2. Prepare a Robust Business Plan

Lenders need to feel confident in your project and your ability as a developer to execute it successfully. A comprehensive business plan that includes market analysis, projected cash flows, and detailed construction plans is essential. This plan should justify the project’s viability and highlight your experience and track record in the industry. The more detailed and convincing your plan, the higher your chances of securing funding.

3. Build Strong Relationships with Lenders

Developing a strong relationship with potential lenders can be as crucial as the business plan itself. Whether you’re dealing with banks, private lenders, or credit unions, personal relationships can influence lending decisions. Attend industry events, join real estate development associations, and engage in networking opportunities to build and maintain these relationships. Frequent communication and transparency in your dealings can also establish trust and credibility.

4. Be Prepared for Higher Costs and Down Payments

Commercial loans often come with higher down payments and additional costs not seen in residential lending. Depending on the project’s perceived risk, lenders might require anywhere from 20% to 40% down. Moreover, appraisal fees, environmental assessments, and loan origination fees can add to the upfront costs. Developers must be financially prepared to cover these expenses to smooth the lending process.

5. Highlight the Unique Aspects of Your Project

When seeking financing, it’s crucial to differentiate your project from others. Unique selling points—location advantages, innovative design, or sustainability features—can make your project more attractive to lenders. These factors not only help in securing financing but can also contribute to the project’s long-term success and profitability.

6. Consider the Impact of Economic and Market Trends

The real estate market is influenced by broader economic conditions, and understanding these trends can help you better time your financing requests. Interest rates, economic growth, and real estate market cycles all play a role in the availability and terms of lending. Keep abreast of market forecasts and economic trends to make informed decisions about when to seek financing.

7. Manage Risks Wisely

Developers must identify and manage risks associated with their projects to reassure lenders. This involves thorough risk assessment strategies, including market demand analysis, contingency planning, and securing appropriate insurance coverage. Demonstrating that you have considered potential pitfalls and have plans in place to address them can make your project a more secure investment for lenders.

Navigating the world of commercial property lending requires a keen understanding of the financing landscape, a well-crafted business plan, and strong relationships with lenders. By following these tips and best practices, real estate developers can enhance their prospects for securing the necessary funding for their commercial projects, thereby paving the way for successful real estate development endeavors.

For nationwide, wholesale commercial lending – contact the experts at EB Mortgage.

EB Mortgage is a locally owned mortgage company with experts in new home purchase, refinancing, and commercial loans. Our wholesale rates can’t be beaten. We offer more products, more options, and more solutions. Our “3C” Process is simple: complete our pre-approval request, consider options based on your requirements, and choose the offer that suits your needs best. Call us or e-mail us today! 

Written by the digital marketing team at Creative Programs & Systems: www.cpsmi.com

Protecting Your Home and Family from Aggressive Stinging Insects in Colorado

Image of wasps feeding on fruit left out from a picnic.

The warm seasons bring sunshine and outdoor fun, but they also bring increased activity from stinging insects like bees, wasps, hornets, and yellowjackets. While these insects play vital roles in the ecosystem, they can pose significant risks to human health and safety, particularly when they nest close to human habitats. Understanding the behavior of these aggressive stingers and taking proactive measures to manage them can help you enjoy the warmer months in peace and safety.

In Colorado, the four main types of stinging insects you’re most likely to encounter are:

Honey Bees – Honey bees are hairy and exhibit an orange or yellow-orange hue, though some may be dark gray. They are generally not aggressive and will only sting to defend their colony. Most stings happen accidentally, such as when someone steps on a bee while barefoot or traps a bee in their clothing. Bees foraging on flowers are not prone to attack and play a crucial role in pollination. They are usually not considered pests. Bees have a barbed stinger that remains embedded in the skin, leaving behind a poison sac and causing the bee to die after stinging.

Wasps – Wasps, including species like paper wasps, are recognized for their distinctive nests made from a paper-like material created from chewed wood fibers mixed with saliva. Unlike bees, wasps can sting multiple times during an encounter, making them particularly daunting when disturbed. They also serve as important pollinators; though less effective than bees, wasps frequent various plants and contribute to the pollination process.

Yellowjackets – These are a type of ground-nesting wasp that can be very aggressive, especially near food or when their nests are disturbed. They are commonly seen during the later summer and early fall. Yellowjackets are particularly attracted to human food, making outdoor events like picnics and barbecues prime encounters with these bold and defensive insects.

Hornets – Specifically, the bald-faced hornet, which is actually a type of yellowjacket, is noted for its large size and distinctive, white-marked face. Hornets build large, visible nests and can be quite aggressive if their space is infringed upon. Additionally, bald-faced hornets prey on other insects, helping to control pest populations.

Controlling Stinging Insects & Removing Their Nests

Controlling and removing wasp and hornet nests from your property requires careful planning and execution to ensure safety and effectiveness. Before attempting any removal, it’s crucial to correctly identify the species, as this will influence the approach and timing. If the nest is small and relatively accessible, you can use an over-the-counter wasp or hornet spray. These insecticides are designed to be applied from a distance, allowing you to spray the nest from several feet away. Aim to soak the nest thoroughly, preferably at night when wasps and hornets are less active. It’s important to check the nest the following day and reapply if necessary.

For larger nests or those situated in difficult-to-reach areas, or if you’re allergic to stings, it’s safer and more prudent to call Front Range Pest. We have the expertise, equipment, and protective gear needed to manage the removal effectively and minimize the risk of stings. Additionally, we can provide advice on preventing future infestations, such as sealing entry points in your home’s exterior and maintaining a clean environment free of food residues that might attract these insects.

Bees are generally non-aggressive and should be preserved when possible. For hives that are too close for comfort (located near a busy entryway, playground, etc.) contact us or a local beekeeper for rehoming. It’s important to relocate their entire nesting habitat, as any remaining wax combs and honey may damage your home’s structure, but also attract rodents and other insects.

Reducing the Presence of Stinging Insects

Maintain Your Yard: Regular yard maintenance can reduce nesting opportunities for stinging insects. Keep your garden tidy, mow the lawn regularly, and trim bushes and trees away from your home.

Manage Attractants: Be mindful of exposed food during outdoor activities. Cover food containers and dispose of garbage promptly in sealed trash bins to avoid attracting yellowjackets and other pests.

Seal Entry Points: Inspect your home for cracks and small openings. Wasps and hornets can create nests in wall cavities or under eaves. Sealing these points can prevent them from establishing nests inside or near your dwelling.

When Stings Happen

Despite all precautions, stings can happen. It’s essential to know how to respond:

  • Remain calm and slowly move away from the area to avoid provoking further stings.
  • Check to see whether the stinger is still in the skin. A bee’s barbed stinger typically remains embedded in the skin, while wasps may only leave their stingers behind if they’re swatted away and the stinger breaks off in the skin. If a stinger is present, remove it with tweezers.
  • Treat the sting site with ice to reduce swelling and alleviate pain. Leave the ice in place for five minutes to reduce blood flow, which helps your body’s defensive action against the venom.
  • Ibuprofen, Benadryl, or acetaminophen can help reduce pain. Apply Calamine lotion to the affected area throughout the day to decrease itching. Scratching the affected area may spread the venom, thus lengthening the healing process.
  • Monitor for allergic reactions, such as difficulty breathing, swelling of the face or throat, or rapid heartbeat. Seek immediate medical attention if any of these symptoms occur.

Do not attempt to remove an aggressive stinging insect hive yourself! Contact the experts for prompt, safe removal!

Front Range Pest is your trusted, family-owned pest and wildlife control company serving central Colorado and southern Wyoming. Our certified technicians have the expertise and credentials to ensure effective pest management for your home or business. As your all-in-one insect and wildlife specialists, we offer peace of mind by identifying wildlife entry points, removing nuisance pests, sealing access areas, performing cleanup, and making essential repairs. Schedule an inspection with us today.

Written by the digital marketing team at Creative Programs & Systems: www.cpsmi.com

Mosquito & Tick Season

Image of the forest, a breeding ground for mosquitos and ticks.

This year, mosquitoes are problematic again due to increased moisture, which provides more breeding grounds for mosquito larvae that thrive in stagnant water. To prevent mosquito-borne diseases, it’s crucial to stop larvae from developing into adults. While completely eliminating mosquitoes is impossible, our control strategy involves spraying pesticides on underbrush, foliage, grass, and low-lying trees. This treatment kills mosquitoes at all stages of development and prevents them from inhabiting these areas.

For optimal results, begin treatments early in the summer and reapply as necessary throughout the season, especially after heavy rains, which might wash away the insecticide.

Protect yourself from mosquitoes by:

Image of a mosquito with a green strike-through.
  • Wear long sleeves and pants, and keep in mind they are most active at dawn and dusk.
  • Use repellants when traveling in the woods or damp locations.
  • Remove all standing water (flowerpots, buckets, birdbaths, gutters, etc.)
  • Keep your grass cut short.
  • Plant flowers and herbs such as lemongrass, marigolds, garlic, lavender, rosemary, basil, mint, sage, catnip, bee balm, and scented geraniums.

Contact Northern Pest to Schedule a Mosquito Treatment

General Tick Information

Tick season is bad this year, particularly due to a combination of factors. A mild winter across many regions allowed ticks to thrive and emerge earlier than usual. Additionally, an increase in mice populations has led to a boom in ticks, as more hosts are available for them to feed on. The convergence of these two aspects creates a perfect environment for ticks to thrive.

Ticks prefer to live in warm and humid areas (hence why a Michigan summer is perfect for them), particularly in long grass in the shade or by standing water. Common indications of tick bites are rashes and swelling around the bite, a burning sensation, and small blisters. Symptoms of tick bites might last a few weeks, but they have been known to carry Lyme Disease (among some other less common diseases), so it is best to get a bite looked at by a professional if you have any concerns.

Protect yourself from ticks by:

Image of a tick with a green strike-through.
  • Wear clothing covering your arms and legs if walking through woods or areas with long grass.
  • Apply tick repellents on yourself or your animals.
  • Regularly inspect your clothing, arms, legs, and scalp for ticks after being in these areas.
  • To promptly remove ticks, use fine-tipped tweezers to grasp the tick as close to the skin as possible. Pull upward with steady, even pressure. Afterward, thoroughly clean the area with rubbing alcohol, an iodine scrub, or soap and water.
  • To kill any ticks on your clothing, put them in the dryer on high heat for 10 minutes before washing them.
  • Treat your yard for ticks, especially if it borders woods or water.  Keep your yard well-trimmed and remove leaf litter where ticks may hide. 

Contact Northern Pest to Schedule a Tick Treatment

Northern Pest is fully licensed and insured, and we look forward to serving you! From Home, the Lake, Camp, or Your Business –Northern Pest Has You Covered!

Northern Pest: Our family serving yours! We are licensed and insured to provide insect and wildlife pest control. Our crew has the expertise to track wildlife entry points and remove pests of all kinds, including our licensed builders, who can make any of the necessary repairs caused by wildlife. Northern Pest is a member of the MDAT and the NWCOA. We are certified by the IICRC to offer professional mold mitigation services caused by animal damage. At Northern Pest, we do it all!

Written by the digital marketing team at Creative Programs & Systems: www.cpsmi.com

Tennessee Bankruptcy Court Decision: Impact on Surety Bonds

Image of a gavel and law books sitting on a desk in a courtroom.

A recent ruling by a Tennessee bankruptcy court highlights a critical issue for sureties issuing bonds. Despite clear indications that bonds are intended to be statutory, this court case demonstrates that such designations might not always hold.

Case Overview

In this case, the surety had issued payment bonds for two public works projects on behalf of a bankrupt principal. The bonds included a provision (Paragraph 13) that aimed to ensure compliance with statutory requirements by stating that any conflicting bond provisions would be replaced by statutory terms. The provision intended to treat the bonds as statutory rather than common law bonds.

Court’s Analysis

The court used a three-factor analysis to determine if the bonds were statutory or common law:

  1. Explicit Reference: The bonds did not specifically reference the applicable statute.
  2. Extended Rights: The bonds provided claimants with more rights than the statutory minimum, including covering equipment costs and exempting first-tier claimants from the ninety-day notice requirement.
  3. Notice and Time Limitations: The bonds extended the statutory limitation period for claimants from six months to one year.

Due to these factors, the court concluded that the bonds were common law bonds, which generally offer more generous terms and lenient barriers compared to statutory bonds.

Interpretation of Paragraph 13

The core of the dispute was whether Paragraph 13 acted as a “savings” clause to ensure compliance with statutory requirements or a “deletion” clause that eliminated any terms exceeding statutory provisions. The court found no controlling Tennessee law on this issue and looked to other jurisdictions for guidance.

The court ultimately adopted a Michigan court’s interpretation, viewing Paragraph 13 as a savings clause intended to ensure that bond terms meet the statutory minimum, rather than eliminate terms that provide greater rights.

Implications for Sureties

This decision serves as a warning to sureties that relying on provisions like Paragraph 13 to classify a bond as statutory may not be effective if the bond terms extend beyond statutory requirements. Sureties must be cautious, as even an expressed intent may not suffice to convert a common law bond into a statutory one if the bond provides more than the statutory minimum.

Sureties should review and possibly revise bond language to align with statutory requirements clearly and ensure that bond provisions are enforceable as intended. This case underscores the importance of precise drafting to avoid unexpected legal interpretations. (Original blog referenced from  NASBP.org)

As a dedicated surety bond-only agency with decades of bonding experience, we strive to find bond solutions for all types of cases, from standard to challenging.

At Construction Bonding Specialists, we work with new and experienced contractors to find the most satisfactory bond solutions. As a dedicated surety-bond-only agency with decades of bonding experience, we strive to discover surety solutions for all types of cases, ranging from routine to challenging. Contact us online or call us at 248-349-6227 to learn more.

Written by the digital marketing team at Creative Programs & Systems: www.cpsmi.com

Transform Your Home with Expert Craftsmanship: The Art of Remodeling and Renovation

Image of customized laundry/dog room.

When it comes to home remodeling and renovation, the difference between a good project and an extraordinary one lies in the details. As a homeowner, you deserve a space that not only meets your functional needs but also reflects your personal style and enhances your living experience. This is where expert craftsmanship comes into play.

Why Craftsmanship Matters in Home Remodeling

Craftsmanship is more than just a buzzword—it’s the hallmark of quality and attention to detail. A skilled builder-contractor understands that every aspect of your home, from the structural integrity to the smallest decorative element, contributes to the overall aesthetic and functionality. Here’s why craftsmanship should be at the forefront of your remodeling project:

1. Attention to Detail: True craftsmen pay meticulous attention to every detail, ensuring that all aspects of the project, from framing to finishing touches, are executed to perfection. This level of detail is what transforms a standard remodel into a work of art.

2. Durability and Quality: High-quality craftsmanship ensures that your remodel not only looks beautiful but is built to last. Skilled contractors use superior materials and construction techniques to create spaces that withstand the test of time.

3. Customization: Every home and homeowner is unique. Craftsmanship allows for a level of customization that mass-produced solutions simply can’t match. Whether it’s custom cabinetry, intricate tile work, or bespoke architectural features, a craftsman can bring your vision to life.

4. Value Addition: Investing in quality craftsmanship can significantly increase the value of your home. Potential buyers recognize and appreciate the difference that skilled workmanship makes, which can translate into a higher resale value.

Choosing the Right Builder-Contractor

Selecting the right builder-contractor is crucial to the success of your remodeling project. Here are some tips to help you make an informed decision:

  • Experience and Expertise: Look for contractors with a proven track record in home remodeling and renovation. Experience matters, and a contractor with a rich portfolio of completed projects is more likely to deliver excellent results.
  • Reputation: Check online reviews, ask for references, and look at past projects to gauge the contractor’s reputation. A good builder will have a history of satisfied clients and successful projects.
  • Communication: Effective communication is key to a successful remodeling project. Choose a contractor who listens to your needs, communicates clearly, and keeps you informed throughout the process.
  • Craftsmanship Showcase: Ask to see examples of their work. A reputable contractor will be proud to showcase their craftsmanship and provide you with a sense of what you can expect.

Our Commitment to Craftsmanship

At JFC Remodeling, we take pride in our commitment to exceptional craftsmanship. Our team of skilled professionals brings years of experience and a passion for quality to every project. We understand that your home is more than just a building—it’s a reflection of your lifestyle and values.

From the initial consultation to the final walkthrough, we work closely with you to ensure that every detail of your remodel meets your expectations. Our dedication to using the best materials and construction techniques ensures that your renovated space is not only beautiful but also built to last.

Embarking on a home remodeling or renovation project is a significant investment, and you deserve the peace of mind that comes with knowing your project is in capable hands. By choosing a contractor who excels in craftsmanship, you can transform your home into a space that is not only functional and stylish but also a true reflection of your personality and taste.

Ready to start your remodeling journey? Contact us today to learn more about how our expert craftsmanship can bring your vision to life.

JFC Remodeling is committed to providing top-quality home reconstruction services to clients throughout Livingston County. With over 30 years of experience in the industry, our licensed contractors create unique, individualized, and polished renovations. Whether the site requires improvement, repair, or is a new construction, you can trust our experts to deliver remarkable results. Call or email us to learn more.

Written by the digital marketing team at Creative Programs & Systems: www.cpsmi.com