Author: Creative Programs and Systems - page 3

Making IT Easy: Less Stress & More Support with CPS IT Solutions

Posted on by Creative Programs and Systems

Creative Programs & Systems (CPS) Makes IT Easy!

If your computers aren’t making your life easier, it’s time to reach out for help. At CPS, we solve complex technology challenges and streamline processes with proven strategies and dedicated support tailored to your business needs.

IT Support Made Simple

1. Assess -We start by learning your business and goals to ensure every solution aligns with your needs. This stage may include a full IT system and security audit.

2. Strategize -Next, we create a customized action plan, explore the best products and services, gather pricing, and coordinate with your key representatives.

3. Implement -Our team builds and integrates your tailored solution using proven technology. From networks and servers to software and data backups, we set everything up while keeping you informed every step of the way.

4. Support -We don’t stop at implementation. CPS is here whenever you need us—remotely, by phone, or in person—for troubleshooting, maintenance, monitoring, vendor coordination, and more.

Hybrid IT Services: From Break/Fix to Fully Managed

Not every business has the time—or resources—to keep up with today’s rapidly changing technology. That’s where we come in. Whether you need consulting, managed services, or emergency data recovery, you choose the level of support, and we’ll take care of the rest.

Important Reminder: Windows 10 Support Ends October 14, 2025

Microsoft will soon retire Windows 10. With Windows 11’s limited hardware compatibility, many businesses will require new devices rather than simple upgrades. Running an unsupported system puts your data, security, and compliance at risk.

CPS Solutions for Windows 10 End of Life

  • Assess your hardware for Windows 11 readiness
  • Plan necessary upgrades or replacements
  • Migrate data and applications securely
  • Ensure a smooth, disruption-free transition

Start early to protect your business and avoid costly downtime.

Why CPS?

For over 30 years, CPS has helped businesses maximize technology with solutions tailored to their unique needs. From hardware to custom software development, our dedicated IT experts are committed to understanding your challenges and driving your success. Contact us today to schedule your free consultation!

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Founded in 1994, Creative Programs and Systems delivers professional results for all your computer needs. We design, create, and code various custom software programs and websites. Additionally, we offer superior digital marketing services, including enhanced Search Engine Optimization (SEO) and paid advertising. We also repair and support commercial computer infrastructure, build custom systems and servers, and provide secure data backups. Need assistance or want to learn more? Call (810)224-5252 or email info@cpsmi.com us!

Written by the Digital Marketing Team at Creative Programs & Systems: https://www.cpsmi.com/.

Creative Programs and Systems

Breaking Ground: 4D Mammography Trials Start at Baptist Health Hardin

Posted on by Creative Programs and Systems

Baptist Health Hardin in Elizabethtown, Kentucky has become the first hospital in the world to begin in-human trials of 4D Mammography technology, marking a potential breakthrough in the early detection and diagnosis of breast cancer.

The new imaging system, developed by Calidar Inc.—a Duke University start-up specializing in clinical X-ray diffraction—moves beyond the limitations of traditional mammography. Instead of relying solely on images of breast tissue, 4D Mammography uses X-ray diffraction to analyze the molecular “fingerprints” of tissue, offering a clearer and less invasive path to identifying breast cancer.

“This groundbreaking research has the potential to change the course of treatment for countless people,” said Bert Jones, Director of Medical Imaging at Baptist Health Hardin. “Being part of this pivotal moment in medical innovation represents more than just scientific progress — it’s a step forward in improving the lives of women everywhere.”

The clinical trial at Baptist Health Hardin, launched on August 19, will include about 60 patients. Researchers will evaluate both the efficiency and accuracy of the technology before it can move toward wider approval and eventual commercial use.

Dr. Stefan Stryker, CEO of Calidar, emphasized the significance of applying X-ray diffraction to medicine:

“X-ray diffraction has unlocked some of the most iconic achievements in science — from the structure of DNA to discoveries on Mars. Now, we are bringing that power into the clinic to look inside the human body in a completely new way.”

While not yet FDA-approved, the promise of 4D Mammography could redefine how clinicians detect breast cancer—potentially reducing the need for invasive procedures, minimizing delays in diagnosis, and creating a new standard in breast cancer screenings worldwide.

Learn more about this study on the Calidar website.

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RadParts, a TTG Imaging Solutions Company, is the world’s largest independent distributor of OEM replacement parts. We specialize in low-cost parts for repairing linear accelerators and radiation equipment. Our mission is to provide high-quality, user-friendly, low-cost components and support for linear accelerators and radiation equipment. Contact RadParts at 877-704-3838 to learn more.

Written by the Digital Marketing Team at Creative Programs & Systems: https://www.cpsmi.com/.

RadParts

Fall Rodent Prevention: Don’t Wait Until It’s Too Late

Posted on by Creative Programs and Systems

As days get shorter, mice and other rodents also start seeking cozy winter homes—and unfortunately, that often means yours. Once inside, they can cause structural damage, contaminate food, and even create fire hazards by chewing on wiring.

Northern Pest’s Proactive Defense for Your Home

Taking proactive steps now is the best defense. Northern Pest’s Fall Rodent Prevention Service includes:

  • Comprehensive Inspection – From foundation to roofline, we identify entry points, nesting sites, and potential problem areas.
  • Sealing & Repairs – After inspection, we provide an estimate for repairing and sealing entry points to prevent future infestations.
  • Targeted Treatment – We use a combination of discreet, tamper-resistant rodenticide bait stations, traps, and structural modifications to eliminate activity and block re-entry.
  • Environmental Guidance – Our team suggests changes around your property to reduce conditions that attract rodents.
  • Ongoing Protection – For maximum prevention, you can enroll in our recurring mouse and rat control program, which includes regular monitoring, servicing, and restocking of bait stations.

Stopping rodents before they settle in is far easier—and far less stressful—than dealing with an infestation once it’s underway. Save yourself the hassle by contacting Northern Pest for comprehensive pest control solutions that keep you protected year-round.

Schedule Your Service Before the Rush

The fall season in northern Michigan is short, and pests won’t wait. By scheduling your whole-house barrier treatment and rodent prevention service now, you’ll stay one step ahead of both insects and rodents.

At Northern Pest, we specialize in keeping homes across multiple northern Michigan counties safe, secure, and pest-free. Our team understands the unique seasonal pest pressures in our region—and we’re here to help you protect what matters most.

Contact Northern Pest today to schedule your late-season treatments and enjoy a worry-free fall and winter.

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Northern Pest: Protecting Michigan families like our own. We are licensed and insured to provide insect and wildlife pest control. Our crew has the expertise to track wildlife entry points and remove pests of all kinds, including our licensed builders, who can make any of the necessary repairs caused by wildlife. Northern Pest is a member of the MDAT and the NWCOA. We are certified by the IICRC to provide professional mold mitigation services resulting from animal damage. From prevention to repair, Northern Pest is your full-service solution.

Written by the Digital Marketing Team at Creative Programs & Systems: https://www.cpsmi.com/.

Northern Pest

Understanding Substations: Key Components of Power Distribution

Posted on by Creative Programs and Systems

At J&P Electrical, we provide a wide range of electrical products and services—including new surplus, used, and refurbished heavy-industrial electrical components. Substations and power distribution equipment are among the critical systems we work with every day, helping facilities maintain reliable, efficient operations.

What Are Substations?

In industrial settings, a substation is a collection of devices working together to convert main distribution power into usable power for a facility. These systems often include transformers, lightning arrestors, capacitor banks, voltage regulators, switches, and fuses. Together, these components ensure consistent, high-quality power while protecting against outages.

Substations are commonly seen fenced near power lines or positioned at manufacturing facilities where large amounts of power are required.

What Are Unit Substations?

A unit substation takes incoming utility service and converts it to match a facility’s operating needs. This setup integrates three sections into one physical unit:

  • Medium-voltage section – Includes switches, fused switches, or breakers (typically 4kV–20kV) to protect and distribute power.
  • Transformer section – Reduces the medium voltage to a lower voltage, with primary/secondary connections, monitoring equipment, and sometimes cooling fans.
  • Low-voltage section – Contains a main breaker and distribution breakers, delivering power directly to plant equipment or breaker panels. Common voltages here are 480V in modern facilities and 600V in older plants.

Alternatives: Pad-Mount Transformers

For smaller or mid-sized facilities, an alternative to a unit substation is a pad-mount transformer. These are utility-owned and maintained, typically mounted outside the facility. They provide the necessary voltage directly, while the facility is responsible for the cables leading into its low-voltage distribution gear.

The distribution gear functions similarly to the low-voltage section of a unit substation, housing the main utility protection and distributing power to machines and panels through breakers or disconnects.

Choosing Between a Unit Substation and Pad-Mount Transformer

The right choice depends on a facility’s requirements, future growth plans, and available resources. Both systems offer distinct advantages:

Unit Substation Advantages:

  • Greater facility control over operation.
  • Power sizing is determined by the substation, not utility limits.
  • High-voltage distribution allows efficient power delivery over smaller cables.

Pad-Mount Transformer Advantages:

  • Utility handles transformer costs and maintenance.
  • No need for medium-voltage equipment, training, or upkeep.
  • Lower equipment costs with smaller service sizes.
  • Reduced electrical footprint without medium-voltage gear.

A Critical Component of Power Distribution

Whether using a unit substation or a pad-mount transformer, both systems are essential for ensuring safe and efficient electrical distribution. Each option has its place, depending on the facility’s size, complexity, and needs. At J&P Electrical, we support businesses by providing the products, expertise, and solutions needed to keep these systems operating at peak performance.

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J&P Electrical is a full-service electrical supply company. At J&P, we source contractors, end-users, and supply houses with new surplus, quality reconditioned, and obsolete electrical equipment. We also purchase a wide range of heavy industrial electrical equipment such as bus plugs, bus duct, transformers, circuit breakers, fuses, and switchboards. Call us at 877-844-5514 for assistance. 

Written by the Digital Marketing Team at Creative Programs & Systems: https://www.cpsmi.com/.

J & P Electrical Company

Celebrating National Mortgage Professional Month with EB Mortgage

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September is National Mortgage Professional Month, a time to honor the people who work behind the scenes—and on the front lines—helping families and individuals achieve the dream of homeownership. At EB Mortgage in Grand Rapids, MI, we’re proud to be part of this tradition of service, expertise, and community commitment.

Why This Month Matters

The mortgage industry is about more than numbers and paperwork—it’s about people, families, and futures. Mortgage professionals guide clients through one of the most important financial decisions they’ll ever make, ensuring the process is clear, efficient, and tailored to each unique situation. From first-time buyers to seasoned homeowners, this month recognizes the care and effort that goes into making homeownership possible.

EB Mortgage in Grand Rapids, Michigan

Here in West Michigan, EB Mortgage has built its reputation on personalized service and local expertise. We know that every borrower’s story is different, and we take pride in offering solutions that fit each client’s needs. Whether it’s helping a family secure their first home, assisting with refinancing options, or navigating the move-up process, our team is dedicated to providing confidence and peace of mind at every step.

Our Commitment to You

During National Mortgage Professional Month, we celebrate the trust our clients place in us. We’re more than mortgage specialists—we’re partners in your journey. By combining industry knowledge with a genuine understanding of the local market, EB Mortgage is here to help you make smart, informed decisions—whether it’s homeownership, refinancing, specialty loans, or nationwide commercial lending.

EB Mortgage – Grand Rapids, MI: Your local partner in homeownership and wholesale lending.

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EB Mortgage is a locally owned mortgage company with experts in new home purchase, refinancing, and commercial loans. Our wholesale rates can’t be beaten. We offer more products, more options, and more solutions. Our “3C” Process is simple: complete our pre-approval request, consider options based on your requirements, and choose the offer that suits your needs best. Call us or e-mail us today! 

Written by the Digital Marketing Team at Creative Programs & Systems: https://www.cpsmi.com/.

EB Mortgage

How Tariffs Impact Contractors and Their Surety Bonds

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Tariffs are government-imposed taxes on imported goods, often designed to protect domestic industries or generate revenue. These fees, which may be charged as a percentage of value or a flat rate per unit, are paid by the importer at the point of entry into the U.S. For the construction industry, this means materials like steel, aluminum, lumber, and electrical components can quickly become more expensive, creating price volatility that ripples through projects.

The Effect of Tariffs on Contractors

  • Rising Material Costs and Tighter Budgets – When tariffs raise the price of key construction materials, contractors face increased project costs. To secure bonding for the same scope of work, surety companies require contractors to demonstrate higher levels of working capital, putting extra pressure on liquidity.
  • Increased Contractual Risk – Fixed-price contracts are particularly risky in a market driven by tariffs. Contractors locked into these agreements must absorb rising costs themselves, often eroding profit margins or creating the risk of financial loss. This heightens surety concerns about a contractor’s ability to complete the project.
  • Challenges in Bidding – Unpredictable material costs make it harder for contractors to bid accurately on new projects. Many may increase bid prices to hedge against risk or hesitate to commit without protective clauses, such as price-escalation provisions.

Strategies to Protect Bonding Capacity

Contractors can take proactive steps to safeguard both their bonding capacity and financial stability in the face of tariffs:

  • Include protective clauses: Add provisions for price escalation, force majeure, or material substitution in contracts to mitigate unforeseen cost increases.
  • Diversify suppliers: Build relationships with multiple vendors, including domestic manufacturers, to reduce reliance on tariff-sensitive imports.
  • Lock in pricing early: Secure firm quotes from suppliers before submitting bids to minimize the risk of price spikes later.
  • Communicate openly: Keep surety partners informed about risk management strategies and contract protections. Likewise, maintain transparency with project owners when tariff-related issues arise.

How Construction Bonding Specialists Can Help You Secure a Bond

Tariffs may be outside of a contractor’s control, but their financial impact doesn’t have to be. With the right planning, stronger supplier networks, and open communication with sureties, contractors can better manage cost fluctuations and protect their bonding capacity.

Need help securing a construction bond? With decades of experience, Construction Bonding Specialists, LLC has worked with contractors of all sizes to deliver tailored bonding solutions. Through partnerships with multiple Treasury-listed and AM Best-rated surety markets, we can assist with nearly every type of bond—including Bid, Performance, Payment, Financial Guarantee, Supply Bonds, and more.

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At Construction Bonding Specialists, we work with new and experienced contractors to find the most satisfactory bond solutions. As a dedicated surety-bond-only agency with decades of bonding experience, we strive to discover surety solutions for all types of cases, ranging from routine to challenging. Contact us online or call us at 248-349-6227 to learn more.

Written by the Digital Marketing Team at Creative Programs & Systems: https://www.cpsmi.com/.

Construction Bonding Specialists

Cluster Flies and Other Winter-Invading Flies in Colorado Homes

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As temperatures drop, certain insects begin seeking shelter indoors. Among the most common “nuisance invaders” in Colorado are cluster flies, which often become a prominent presence in homes and buildings during the cool months. Other flies, such as blue bottle flies and the black blow fly, may also take advantage of warm, dry indoor spaces.

What Are Cluster Flies?

Cluster flies (Pollenia species) are slightly larger than house flies, dull grayish-brown, and often have golden, tangled hairs on their thorax. Unlike filth flies, they do not develop in garbage or decaying matter. Instead, their larvae are parasites of earthworms, feeding on them in soil before emerging as adults.

Cluster flies are most common in areas with moist soil, irrigated lawns, and nearby waterways, and they are particularly prevalent in higher-elevation Colorado communities. Adults are active outdoors from spring through autumn, but as the days shorten in late summer, they begin seeking warm, sheltered spots indoors for the winter.

How Harboring Pests Invade Homes

From mid-August through early October, cluster flies gather on sun-warmed walls and can enter buildings through tiny cracks around windows, vents, or siding. Once inside, they cluster in wall voids, attics, and other quiet spaces, entering a semi-dormant state called diapause. Dormant flies do not reproduce indoors and remain largely inactive until spring, though some may wander into living areas, creating a nuisance.

Other Common Winter-Invasive Flies

  • Blue bottle flies (Calliphora species) – metallic blue abdomen; scavengers that can reproduce year-round if food is available.
  • Black blow fly (Phormia regina) – dark-colored; enters full winter dormancy similar to cluster flies.

Preventing and Managing Harboring Insects

The most effective way to control these winter invaders is to prevent entry:

  • Seal all potential entry points by mid-August, including cracks around windows, vents, and siding. Focus on sun-exposed sides and upper areas of the building.
  • Targeted insecticides can supplement sealing by treating exterior cracks and crevices. Pyrethroid sprays and desiccant dusts (like diatomaceous earth) can kill flies in wall voids, but professional application is recommended.
  • Light traps in attics or corridors can capture migrating flies, though traditional fly paper or bait traps are ineffective.

Outdoor treatments targeting larval stages are largely ineffective, as cluster flies develop in earthworms and can travel long distances before seeking shelter.

By proactively sealing buildings and understanding the habits of cluster and other winter flies, homeowners can reduce indoor infestations and enjoy a fly-free winter.

Front Range Pest is your local, licensed pest control professional, certified to service both residential and commercial properties in Colorado and Wyoming. Contact them today to schedule your pest barrier treatment.

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Front Range Pest is your trusted, family-owned pest and wildlife control company serving central Colorado and southern Wyoming. Our certified technicians have the expertise and credentials to ensure effective pest management for your home or business. As your all-in-one insect and wildlife specialists, we offer peace of mind by identifying wildlife entry points, removing nuisance pests, sealing access areas, performing cleanup, and making essential repairs. Schedule an inspection with us today.

Written by the Digital Marketing Team at Creative Programs & Systems: https://www.cpsmi.com/.

Front Range Pest

Protect Your Home This Fall with a Late-Season Insect Barrier Treatment & Rodent Control

Posted on by Creative Programs and Systems

As the seasons change in northern Michigan, so do the challenges homeowners face in keeping their homes pest-free. Late summer and early fall are critical times to act—because while we enjoy the cooler weather, pests are already preparing for winter. By scheduling a whole-house barrier application and implementing rodent prevention measures now, you can prevent unwanted infestations later.

Why a Late-Season Whole-House Barrier Application Matters

As temperatures begin to dip, certain insects start searching for shelter. Pests like flies, boxelder bugs, and Asian lady beetles are notorious for slipping inside through cracks, siding, and gaps around windows and doors. Once inside, they can be frustratingly difficult to control, often clustering in large numbers in attics, basements, and living spaces.

A professional whole-house barrier treatment creates a protective shield around your home. Applied at just the right time, this treatment:

  • Blocks harboring insects before they make it indoors.
  • Reduces populations around your property.
  • Provides peace of mind all season long.

Timing is key—a late-season barrier application ensures your home is protected before pests seek warmth inside.

Fall Prevention: Block Rodents Before They Enter

As the days grow shorter, rodents such as mice and rats begin searching for warm, nesting spots. Unfortunately, your home or business is one of their favorite choices. Once inside, rodents can damage wiring, insulation, and food supplies—not to mention the health risks they pose.

The good news? Preventing an infestation is far easier than dealing with one after it starts. Our Fall Rodent Prevention Service includes:

  • A comprehensive inspection for gaps, entry points, nests, and potential problem areas.
  • After an approved estimate, we repair and seal vulnerable areas to block rodent access.
  • Placement of rodenticide bait stations along with structural modifications to prevent further invasions.

By taking action now, you can prevent rodents from ever settling in. At Northern Pest, we specialize in keeping homes and businesses across northern Michigan safe, secure, and pest-free. Our team understands the unique seasonal pest challenges in our region—and we’re here to help you protect what matters most.

Contact Northern Pest today to schedule your late-season treatments and enjoy a worry-free fall and winter.

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Northern Pest: Protecting Michigan families like our own. We are licensed and insured to provide insect and wildlife pest control. Our crew has the expertise to track wildlife entry points and remove pests of all kinds, including our licensed builders, who can make any of the necessary repairs caused by wildlife. Northern Pest is a member of the MDAT and the NWCOA. We are certified by the IICRC to offer professional mold mitigation services caused by animal damage. From prevention to repair, Northern Pest is your full-service solution.

Written by the Digital Marketing Team at Creative Programs & Systems: https://www.cpsmi.com/.

Northern Pest

Michigan Pass-Through Bond Program: What Borrowers Should Know

Posted on by Creative Programs and Systems

If you’re a developer or investor looking to finance a multifamily or residential project in Michigan, the Michigan Pass-Through Bond Program through MSHDA may be a valuable option. Here’s what you need to know:

1. How it works:

  • The bonds are primarily the responsibility of the borrower—not the State of Michigan or MSHDA.
  • Financing is secured by the project itself (revenues, property) and a form of credit enhancement approved by MSHDA.
  • In some cases, private placement structures may be used with MSHDA approval.

2. Types of financing:

  • You can use the program for long-term financing (construction plus permanent) or short-term construction financing.
  • All projects must meet MSHDA’s requirements for credit enhancement.

3. Program limits and timing:

  • There is a $400 million total volume cap for the program.
  • Applications are processed on a first-come, first-served basis, so timely and complete submissions are important.
  • The program ends either at the July 2026 or June 2026 MSHDA meetings or when the volume cap is reached.

4. Project requirements:

  • At least 10% of units must be affordable for households at or below 40% of Area Median Income (AMI) or meet other MSHDA mission objectives such as rural development or permanent supportive housing.
  • Projects must follow proper installation, sealing, and maintenance standards if incorporating certain construction materials.

5. Why it matters for borrowers:

  • The program offers flexible financing for large residential projects, including tax-exempt bond opportunities.
  • It can help you secure long-term funding while meeting affordability or community-focused objectives.
  • Being aware of volume caps and application timelines helps you plan your project and avoid delays.

This is a brief overview of the Michigan Pass-Through Bond Program, designed to help developers and investors explore flexible financing options. For complete details, visit Michigan.gov.

Ready to finance your project? Contact EB Mortgage for expert guidance on small or large business lending, including multifamily and residential development projects in Michigan.

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EB Mortgage is a locally owned mortgage company with experts in new home purchase, refinancing, and commercial loans. Our wholesale rates can’t be beaten. We offer more products, more options, and more solutions. Our “3C” Process is simple: complete our pre-approval request, consider options based on your requirements, and choose the offer that suits your needs best. Call us or e-mail us today! 

Written by the Digital Marketing Team at Creative Programs & Systems: https://www.cpsmi.com/.

EB Mortgage

Goodbye Tiled Backsplashes: Paneled Kitchens Make a Comeback

Posted on by Creative Programs and Systems

Textured, timeless, and full of character—paneled kitchen backsplashes are having a moment.

While tile and stone have long dominated kitchen design, wood paneling is quietly reclaiming its place. This isn’t a new idea—it was a staple in old country kitchens—but it fell out of favor as statement stone and subway tile became the go-to backsplash options. Now, in 2025, home design is shifting toward kitchens with warmth, character, and lived-in appeal—and paneled backsplashes are back in style.

The Appeal of Kitchen Paneling

Paneling has long been a favorite wall treatment in bedrooms, living rooms, and hallways, offering texture and architectural interest. Designers are now bringing it into kitchens, where it adds subtle elegance. Unlike bold tiles or flashy stone, a paneled backsplash feels intentional and tailored, bridging the gap between utility and comfort. Its roots in historic millwork lend a sense of permanence and tradition—even in modern spaces.

This trend also reflects a broader shift in kitchen design. Today’s kitchens are less about utility and more about gathering. They’re spaces to cook, eat, entertain, and spend time together. A paneled backsplash complements this shift, giving the kitchen a curated, cohesive look, especially when it matches cabinetry or painted finishes. The effect is seamless: the kitchen reads as a single, unified piece rather than a collection of competing surfaces.

Making Paneled Backsplashes Work

Of course, practicality is important. Wood is naturally sensitive to water, heat, and grease. Consider paneling carefully: behind the range, a protective sheet of glass or stainless steel is essential, while lower-impact areas—like behind a sink or open shelving—work beautifully with a durable satin or semi-gloss finish. Proper installation, sealing, and ventilation are key to prevent warping and ensure long-term performance.

Timeless Kitchen Paneling for Function and Style

You can also mix materials for a stylish, functional solution. Pairing paneling with tile creates a layered, collected look, balancing texture and interest without feeling overdone. Paneling doesn’t have to dominate; it can act as a subtle backdrop that elevates the entire space. Ultimately, a paneled backsplash is about more than aesthetics. It brings warmth, character, and a timeless feel to your kitchen, helping it feel lived-in, personalized, and inviting—far from a sterile, purely functional room.

Transform your kitchen or bath—get a free estimate from JFC Remodeling today!

JFC Remodeling is committed to providing top-quality home reconstruction services to clients throughout Livingston County. With over 30 years of experience in the industry, our licensed contractors create unique, individualized, and polished renovations. Whether the site requires improvement, repair, or is a new construction, you can trust our experts to deliver remarkable results. Call or email us to learn more.

Written by the Digital Marketing Team at Creative Programs & Systems: https://www.cpsmi.com/.

Jason Foldenauer Construction