Author: Creative Programs and Systems - page 239

Using A Broker To Apply For A New Mortgage or Refinancing Continued

Posted on by Creative Programs and Systems

Another popular mortgage option is a flexible interest only mortgage.  Unlike an adjustable rate mortgage the interest rate remains the same but the payment can change.  This option allows for the homeowner to make a minimum payment each month that only covers the interest that as accrued on the home loan.  It is up to the homeowner how much more they pay on the mortgage to cover the principal.  Individuals that select this option for their mortgage must be incredibly self-disciplined.

The mortgage payment will be due at the same time each month.  The interest payment will stay the same and is at a very minimum what needs to be paid on the date each month.  With the flexible option it is up to the homeowner how much extra they will pay towards the principle.  This is a great mortgage loan for those working in commission based jobs.  The amount of money brought into the household changes monthly and therefore the payment can be adjusted to match that.  Different amounts can be paid each month with the goal of paying down the principle of the mortgage as quickly as possible.

Another popular option in home loans is a fixed rate mortgage.  With this type of mortgage the interest rate on the loan remains the same throughout the loans lifetime.  This type of loan option represents more than seventy fiver percent of mortgages.  The terms of the loan vary anywhere from ten to thirty year options.  The thirty year fixed interest mortgage loan is the most popular.  It is important to note that the fifteen year fixed mortgage rate option starts to build equity in the home at a much faster rate than the thirty year option.

One of the greatest advantages found in a fixed rate mortgage is that the homeowner knows exactly how much they are paying each month towards the interest of the loan as well as the principal. It is understood that the payment will remain constant for the length of the loan.  This option makes creating a household budget a lot simpler as the interest rate and mortgage payment with interest and principle included will remain constant for the length of the home loan.

Homeowners like predictability and that is what is offered when choosing a fixed rate mortgage.  With the rate being agreed upon at the beginning of the loan there is no concern when it comes to changes with market interest rates.  If the interest rate on mortgages does decrease in the future homeowners have the ability to refinance to the lower rate.  The homeowner will be required to pay the closing fees on the new mortgage.  The good thing is that if the rates increase at all, even a significant change, the rate on a fixed rate mortgage does not change.  Homeowners pay a premium to lock in the interest rate as the interest rate on an adjustable mortgage is usually slightly lower however it remains unstable throughout the life of the loan.  There are tradeoffs associated with both of these mortgage options that homeowners need to consider before locking into one over the other.

Cross Country Mortgage in Brighton, Michigan provide mortgage services for clients including new home loans, refinancing, reversed mortgages, new purchase home mortgages and home equity loans to the entire Livingston County area including Brighton, Howell and Livingston County. Cross Country Mortgage Brighton, MI at http://brightoncrosscountry.com/.

Brighton Cross Country Mortgage

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Using A Broker To Apply For A New Mortgage or Refinancing

Posted on by Creative Programs and Systems

Although it is possible to obtain a mortgage online it isn’t necessarily an appropriate option for everyone.  A mortgage broker generally has a wider scope of lenders to work with then what you would find on your own online.  A home loan broker also has insight on special programs that are available specific to your situation and sometimes location that would be impossible to find online.  Processing time is also decreased when using a mortgage broker as they are professionals that are educated in obtaining various mortgages, quickly for their clients.  They know the ins and outs of the industry and are able to maneuver around sticky situations without getting caught in various loop holes.

When there is urgency in your mortgage request possible because there is a fast approaching closing date or need for a quick refinance a local mortgage broker is the best option in obtaining a new mortgage.  Brokers have advanced tools at their finger tips that allow them to speed up credit checks, income verifications and loan applications.  It is also important when looking for a mortgage that there is a basic understanding of a variety of mortgage options.

One option is an adjustable rate mortgage.  If this is the mortgage option chosen there are a few things to understand so that when the rate adjusts you are prepared.  It is important to know when the first rate adjustment will happen as well as the amount of the adjustment.  Knowing when the rate will change and by how much can help a plan to be put into place.  It is crucial to understand that with an adjustable rate mortgage that the rate can adjust both higher and lower.

An adjustable rate mortgage fluctuates with the changes in interest rates.  Know the index that the mortgage is associated with in order to fully investigate the current interest rates and future interest rates on your own.

It is also crucial that refinancing options are known when using an adjustable rate mortgage. If the rate proves to be unbeneficial to homeowners they will have an option to refinance to a fixed rate mortgage.  In order to obtain the best fixed interest rate on a mortgage there needs to be a priority given to watching rates closely.  This will help in the future with refinancing when interest rates begin to vary often and homeowners wish to refinance to a fixed rate mortgage.

Cross Country Mortgage in Brighton, Michigan provide mortgage services for clients including new home loans, refinancing, reversed mortgages, new purchase home mortgages and home equity loans to the entire Livingston County area including Brighton, Howell and Livingston County. Cross Country Mortgage Brighton, MI at http://brightoncrosscountry.com/.

Brighton Cross Country Mortgage

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Home Improvements That Fall Short In Selling Homes

Posted on by Creative Programs and Systems

In this installment on home improvements we will look deeper into improvements that homeowners make that add no value to their home. If a homeowner is thinking of selling in the next two to five years they should relay evaluate the reasoning for the following home improvements as they do not add any value to the equity of the home.

Homeowners want to believe by installing an in-ground pool they are increasing the value of their property. An in-ground pool is a pricy endeavor. You have to pay for the pool to be created, a safety fence installed and the maintenance to upkeep the pool throughout the season. Not to mention opening and closing the pool each year. Stay away from installing a pool if you can avoid it. A pool limits the marketability of your home. Think about it, most people with young children are fearful of pools for the fact that drowning is a top accident among young children. Seniors are really interested in the upkeep of a pool leaving your home to be marketed to families with pre-teens and teens. The money you put into the pool will never be recouped in the sale of your home. This improvement will always be at a loss to the homeowner.

Homes without a garage or a small garage your home is at a disadvantage when it comes to its sale. If you live in a condo or retirement home you can sometimes get away without a garage but a home in a neighborhood without at least a two car garage your home is far less appealing to sellers than one with a garage.

If the floor plan in your home has little rhyme or reason, it will be more difficult to sell your home. Large, open floor plans have an appeal to buyers. Home with small bathrooms and bedrooms along with a floor plan that requires you to access bedrooms or bathrooms through another room really detract most buyers. The flow of the home should be one that makes sense. The kitchen should connect to the dining room and if possible a laundry room should be off of this area as well. Living rooms should share a space with dens and studies. Bedrooms should have access to bathrooms and avoid being in the space near the living room, kitchen area or dining room.

Another major eye sore are homes that are overly personalized. Buyers are looking to see themselves and their belongings in the space. All realtors will ask sellers to remove the personal touches within their homes to increase the marketability of the home. If you love bright colors by all means paint and enjoy bright décor knowing that when it comes time to sell you will be investing in neutral paint and décor to stage your home.

Maintenance is another turn off to home buyers. It is important that your home is well maintained. The last thing that is appealing to home buyers is requiring a lot of work to be done before the home is livable. Keep up on your home. Fix light fixtures, maintain cleanliness and do general upkeep as needed. Keep your home fresh, updated and clean when you list it. A home that looks to be taken care of is far more attractive to buyers than a home that requires a tin of work just to move in. Plus it gives buyers the impression that they will run into issues as they go because of poor upkeep and a lack of maintenance.

All home improvements that are done to your home should be thoroughly considered before they are done. If you love color, by all means paint but do so knowing that is money that is wasted as you will need to repaint to attract most buyers and to get top dollar for your home. If you can’t live without a pool, install one. Be prepared however when going to market the home for sale that it is not necessarily a feature that home buyers will be thrilled about. They are purchasing a home that requires early maintenance throughout the summer. This is not appealing to all home buyers and could possibly be seen as a burden. This would decrease the appeal and therefore some buyers would actually offer a price far less than asking as they will either want to fill in the area of need to plan for the extra expense of maintenance.

Lady of the Lakes Real Estate is Livingston County’s premiere realtor; out of Pinckney, Michigan helping buyers buy and sellers sell homes that provide a recreational lifestyle including golf courses, lakes and the Huron river chain of lakes, throughout Brighton, Howell, Pinckney and the surrounding area. Find out more at http://www.ladyofthelakes.com.

C21 Lady of the Lakes

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Home Improvements That Sell Homes

Posted on by Creative Programs and Systems

There are always a ton of must haves and wants on the list of home buyers.  For real estate agents the tricky part is finding what a buyer wants within their allotted budget.  It is important for both sellers and buyers to recognize what is important in regards to home improvements in the market.  Sellers want to make their homes as appealing as possible to the needs of buyers in order to move their homes from the market quickly.  In the next two installments on home improvements we will discuss the home improvements that bring homeowners a return on investment and those that fall short.

One home improvement that is always a hit with buyers and sellers is a well equipped master suite.   It is important that at the end of the day we come home to an environment that is equipped just for us.  Nothing does this better then a master suite that offers everything one needs for solitude and relaxation.  The most wanted features in the master suite include a luxurious spa tub, walk in shower, lounging area and a full walk in closet.

The use of natural materials in home improvement is also a draw for new homebuyers.  People enjoy natural materials used in ceramic tile, hardwood flooring and granite countertops.  For flooring it is best to forgo using linoleum and look towards ceramic tiles.  If instead of hardwood you choose carpet flooring it is best to choose a carpet that is neutral and of the highest quality.  It is best to combine natural flooring with carpet to avoid the wall to wall feeling of fabric.  Natural materials in the kitchen, bath and flooring tend to be huge requests when buyers are looking for a home.

Landscape, exterior care and the aesthetics of the area all make curb appeal another top priority for new home purchasers.  Local realtors stress to sellers that the exterior must appeal to the eye to attract a buyer.  If the outside is un-kept buyers are likely to suspect the same level of care on the interior of the home. No matter what season you are looking to sell your home in it is wise to invest in the exterior appeal.  Make sure that the siding is kept clean and free of imperfections.  Take time to spruce of the homes landscaping.  In the fall trim bushes and clear leaves, in the winter clear sidewalks and keep patios clear and in the spring and summer keep the lawn in the best shape possible enhancing the green of the grass and adding mulch to improve the coloring of landscape plants.

Another improvement that is a huge hit amongst home buyers is the addition of new, top quality windows.  It is amazing how much this improvement can boost the price you can ask for your home.  Windows are expensive but it is one of the most likely home improvements to bring homeowners a high return on investment.

In our next installment on home improvements we will discuss the home improvements that bring homeowners that don’t offer a return on investment and should be avoided on homes that are about to be placed on the market for sale.   The improvements we will discuss are those that should only be done to improve the quality of life for the current homeowner and should not be viewed as an increase to the homes overall value or mass appeal.

Lady of the Lakes Real Estate is Livingston County’s premiere realtor; out of Pinckney, Michigan helping buyers buy and sellers sell homes that provide a recreational lifestyle including golf courses, lakes and the Huron river chain of lakes, throughout Brighton, Howell, Pinckney and the surrounding area. Find out more at http://www.ladyofthelakes.com.

C21 Lady of the Lakes

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Major Points Of The Claim Process In Auto Dealer Surety Bonds Continued

Posted on by Creative Programs and Systems

In this installment of surety bonds we will continue to look at major points of the claim process in auto dealer surety bonds.

Eligibility

Only certain consumers are eligible to process a claim against the auto dealerships surety bond.

–          Consumer Purchaser:  Most of the claims that a consumer will make are related to the auto dealer’s failure to report the sale and not producing a title for the vehicle.  This creates a multitude of issues for the buyer.  Other claims involve the dealership not paying off the vehicle that was traded in, when the mileage on the odometer has been changed or the condition of the car was not reported and clearly becomes evident after the purchase.

–          The Seller of a Motor Vehicle:  A seller may file a claim if an auto dealership fails to pay for cars sold to the dealership or through the dealership.  This seller may be another car dealer, an individual, a consignor, a regional or national auto auction.

Be Prepared

Auto dealers should follow these basic steps when a claim is presented against them.
–          Auto dealers need to understand and follow the rules that are set by your state’s department of motor vehicles.  It is important to meet all of the terms within the contracts to avoid complications later on.

–          Auto dealers should always be honest.  They should ask the claimant for proof of their loss.

–          All communication should be documented.  All correspondence, statements and agreements should have proper documentation.

–          Auto dealerships should always be proactive in finding a solution to problems that have arisen before an official surety bond claim.

Look for assistance from the surety bond agency

When a claim is brought to the attention of the surety bond company all of the parties involved in the argument to explain their side of the story.  The guarantee that is offered by the surety bond company is that if they don’t find the claim to be legitimate they will not pay.  The opposite is true as well, if the evidence is found to be against the dealership the dealer will be obligated to pay the claim up to the bond’s penal sum.

Bonding company’s provide legal defense on your behalf; often leading to a winning verdict on your behalf.  It should be understood that if they end up paying the claim due to the dealerships negligence the legal fees plus the amount of the claim will need to be reimbursed.

Protect yourself and your dealership

Claims do arise against auto dealer surety bonds.  It is important to protect yourself.  Be sure that your dealership follows all industry regulations.  If you are honest in your dealings with customers you have nothing to be worried about.

Keep all licenses up to date, renew bonds on time and file all necessary paperwork diligently.  If a claim happens to arise you will easily be able to plead the case against the dealership without hurting business.

Construction Bonding Specialists, LLC are dedicated Surety Bond Professionals that are aligned with several Treasury Listed and AMBest Rated Surety markets which allows them to assist with virtually all Bid, Performance and Payment, Financial Guarantee and Supply bond needs.  Find out more information at http://www.bondingspecialist.com.

Construction Bonding Specialists

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Major Points Of The Claim Process In Auto Dealer Surety Bonds

Posted on by Creative Programs and Systems

To avoid confusion we will discuss some of the major points of the claim process in auto dealer surety bonds.

Surety bonds are not the same as an insurance policy.

A surety bond protects the consumer not the business.  The surety bond is an agreement that outlines an obligation of one of the parties, in this case the car dealer, to another, their customer, which is watched carefully by a third party, the surety company.  If there is a claim against the car dealer the surety bond company may need to pay the client based on the claim and then seek reimbursement from the dealership.  A car dealership that is bonded is financially obligated to pay back the surety if a claim is paid on your behalf.  No matter how long the dealership has been in business or how long it has been out of business, if a claim is levied against the dealership and the surety is paid the surety company will seek to get reimbursement on the paid claim from the dealership.

Eight of the most common bond claims that arise from used car dealerships.

–          Failure to account for the sale and/or supply a valid title as stated under the contract

–          Writing a check that does not clear or to not make a payment on a vehicle

–          Tampering with the automobiles odometer

–          Providing inaccurate or false information in regards to the cars past and current condition during the sale

–          Fraudulent activity in regards to the financing of the car

–          Selling vehicles that have been stolen

–          Failing to pay for the warranty that was purchased by the consumer

–          The inability to honor the written car warranty

In our next installment we will finish discussing the major points of the claim process in auto dealer surety bonds.

Construction Bonding Specialists, LLC are dedicated Surety Bond Professionals that are aligned with several Treasury Listed and AMBest Rated Surety markets which allows them to assist with virtually all Bid, Performance and Payment, Financial Guarantee and Supply bond needs.  Find out more information at http://www.bondingspecialist.com.

Construction Bonding Specialists

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The Mystery Of Electrical Components Continued

Posted on by Creative Programs and Systems

Many of the electrical components we use on a daily basis in our homes and businesses are a mystery to us.  Not many people are concerned with their electrical systems or those electrical systems that supply heat, electricity and such until they have failed.  Once they stop functioning and our lives are put on hold or business is delayed we finally become concerned with all the inner workings of the equipment.  In a previous installment we reviewed electricity its flow along with three main electrical components: disconnect switches, main breakers and fuse panels.  In this installment on the mysteries of electrical equipment we will examine branch circuits, switches, outlets and wiring.

Wiring: In every home you will find various wires and cables.  The three main options in wiring within a home consist of Romex, bx cable or wiring encased within conduit. Romex is the name of a type of plastic insulated wiring that is comprised of non-metallic sheath.  This is normally the wiring that is used in dry, protected areas such as stud walls and side joists.  It is the wiring used when there is no risk of mechanical damage or subjected to excessive heat.  Bx cable is also known as armored cable.  This cable encases wires using aluminum or flexible steel sheaths that are semi resistant to damage.  The safest method of wiring when it comes to durability is single strands of conductor wiring pulled through a conduit.  These three types or wiring are used to carry the electrical current from the main panel to the device needing it.  It is crucial that the wiring that is installed is properly sized for the load requirements that are anticipated.

Outlets:  Electrical outlets are used to plug in portable electrical devices.  An outlet consists of a hot feed, a neutral and aground.  Special outlets should be installed in areas with moisture present as normal grade home outlets are not equipped to handle getting wet.  Outlets are found throughout homes are usually places strategically in consideration of a rooms layout and where there appears to be a need to electricity.

Switches:  A switch is similar to an electrical outlet in that they are placed in areas throughout the home.  They provide electricity to devices that are stationary such as lights and fans.  The switch will turn the devices on and off.  Switches come in single-pole, three-way, four-way and dimmer.  The purpose of the different switches is to offer a variant to the flow of current that goes to the lights and fans within the home.

Branch Circuit:  In a home there is a main circuit breaker that has several smaller branch circuits that is feeds electrical current into.  A branch circuit feeds electricity into breakers to power switches and outlets.  Most circuits can be either 120 volts or 240 volts.  A 120 volt circuit requires a single pole breaker and only uses one phase of electricity.  This is a light circuit meant to power between 15 and 20 amps. It is good for outlets and switches.  A 240 volt circuit uses a two pole breaker and uses both phases of the circuit.  A 240 volt circuit will power larger appliances such as electric ranges, electric stoves, central air units or hot tubs.  The appliance will not get electricity unless both phases are working.  This circuit also requires a two-pole 30 amp breaker.

J&P Electrical is a full service electrical equipment company.  At J&P, we supply contractors, end users and supply houses with new surplus, quality reconditioned and obsolete electrical equipment. Contact us today at https://jpelectricalcompany.com for all of your bus plug, circuit breaker, switchboard, fuses, disconnects and more.

J & P Electrical Company

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Preventive Electrical Maintenance For The Winter Season

Posted on by Creative Programs and Systems

The winter season is upon the north.  Many of us are starting to get buried under piles of snow and are soon to be locked inside hoping for a break in the freezing temperatures.  It is the perfect time to make sure that all electrical systems have been inspected for potential electrical component problems.  Proper maintenance and regular upkeep on the industrial electrical systems in your home will prevent having to find emergency maintenance service when temperatures are below freezing when being without heat or electricity is dire.  Proper preventative maintenance on electrical systems can prevent a disaster later on.

Why should proper preventative maintenance on electrical systems be performed?

The power requirements, during the winter months, are far greater than any other time of the year.  There is a constant struggle to keep industrial buildings warm in order to prevent electrical systems used in the operation of the business running efficiently.  All the while industrial facility’s and plant managers are looking to improve their efforts to lower power consumption and reduce expenses overall.  Programmable logic controllers should be employed by industrial companies to be trained and specialized in the equipment used throughout the facility.

With the above goals in mind there are a variety of issues, as listed below, that can be prevented with proper electrical preventative maintenance.

  • Circumvent electrical shorts that can lead to fires. When a current is overloaded electrical short circuits can occur. This could potentially lead to starting an electrical fire.  To avoid this remove any wires that have become exposed.  It is also important that load imbalances are avoided.  Excessive heat buildup, arcing and explosions can occur.
  • Detect electrical components that are running hot or not running according to the specifications stated. Before an electrical component fails it will most likely start to run hot.  Check running components such as transformers, motors, bearings and wires.  If it noted that they are running warmer than specified it is time to think about preventative replacement.  Refurbished electrical components can be purchased at a discount to allow industrial equipment to keep running efficiently without the expense of new components or replacement equipment.
  • Check for any loose connections. A loose connection on any piece of equipment can lead to fluctuations in power causing erratic operations and uneven power distribution between the wires.

Preventative maintenance should be a full time position that is filled by a trained specialist.  This one position can save the company both time and money.  With regular equipment maintenance companies are able to avoid unplanned downtime.  This leads to more regular production, better customer services and is cost effective.  Buying new equipment, down time, decreased production and hiring emergency repair services are all incredibly costly for any company.  Simple, regularly scheduled maintenance along with the use of refurbished electrical components allow for smooth operation within manufacturing.

J&P Electrical is a full service electrical equipment company.  At J&P, we supply contractors, end users and supply houses with new surplus, quality reconditioned and obsolete electrical equipment. Contact us today at https://jpelectricalcompany.com for all of your bus plug, circuit breaker, switchboard, fuses, disconnects and more.

J & P Electrical Company

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The Benefits of Metal Roofing Over Traditional Asphalt Shingles

Posted on by Creative Programs and Systems

Homeowners that choose to have a metal roof installed over the traditional choice of asphalt shingling do so because they are wish to have a roof installed that not only withstands the harsh elements of the northern climate but also has a long life expectancy.  There comes a time when homeowners have a metal roof installed on their home and need to access the current condition of the metal roofing in order to decide if it is in need of replacement.  In order to determine if the homes metal roof needs to be replaced there are a few factors to consider.  Below are some characteristics to look deeper into when considering metal roof replacement.

The first consideration to be given is the amount of rust that builds up on the homes current metal roofing.  Now a day’s metal roofing is pre-treated with a rust roof coating that prevents the deterioration of the metal roof.  However, a previous metal roofing material were not treated with a rust proof coating and even with that modern day solution to rust it does not guarantee that the metal roof will not break down resulting in the development of rust on the homes metal roofing.

Extreme rust on a home’s metal roofing will detract from the aesthetic value of the home.  It will look unsightly and will detract from an otherwise well-kept, highly curb appeal friendly home.  Minor rust on a metal roof can be treated with rust treatment but overtime homeowners may find it is more cost effective to completely replace the homes metal roofing.  It can prove costly for homeowners to continue to hire professional roofing contractors to treat the roof rust year after year.

A metal roof has an increased life span over that of other traditional roofing materials such as asphalt.  A superior quality metal roof, installed correctly is known to have a lifespan of anywhere between fifty to a hundred years, whereas shingle roofing has an average life expectancy of between fifteen and twenty five years.   The amount of weakening experienced by metal roofing of the home will vary due to exposure and weather conditions within the homes climate.  If rust is left untreated it will lead to a weakening within the homes roof which will in turn result in the formation of holes within the metal roof.  If this occurs the only choice a homeowner has is to fully replace the homes metal roof.

A professional roofing contractor that specializes in the installation, repair and replacement of metal roofing will be able to access the condition of the homes current roofing.  This will ensure that homeowners get a professional opinion on the condition of the roof before choosing to invest in a full metal roof replacement.

Home Pro Roofing contractors offer a variety of roofing services throughout Brighton, East Lansing, Ann Arbor, Fenton and Commerce Township, including installation of shingle roofs, metal roofing and roof repairs.  You will find them at http://www.homeproroofingmi.com today.

Home Pro Roofing MI

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Choosing Metal Roofing Over Asphalt Shingle Roofing

Posted on by Creative Programs and Systems

When you own a home there are so many benefits in choosing metal roofing over asphalt shingle roofing.  When many homeowners purchase their first home they purchase a shingle roof.   Over time it becomes apparent that metal roofing is a more viable option in replacement roofing over asphalt shingles.  If you are one of those homeowner s that don’t understand why metal roofing is a better overall value than asphalt shingles the advantages listed below should assist you in your decision.

Weight

Many homeowners believe that metal roofing is in fact heavier then asphalt.  This however is the furthest thing from reality.  Metal roofing materials are in fact lighter than asphalt roofing.  In fact every square foot of metal roofing weighs less than one square foot of asphalt roofing materials.   Per square foot of metal roofing weighs one point four pounds where as asphalt roofing can weigh anywhere from two to five pounds per square foot.  One major benefit of metal roofing over asphalt is that metal roofing can be installed over existing asphalt roofing materials or wooden roofing materials.  This can be achieved without compromise to the existing roofs structure.

Lifetime

Metal roofing is said to outlast shingle roofing by a factor of four or more.  Many roofing contractors prefer to install asphalt shingling.  This does not mean that asphalt is in anyway a more reliable or permanent roofing solution over metal roofing.  Roofing contractors may find that metal roofing is harder to install than asphalt as well as the fact that asphalt roofing needs to be replaces twice as often as metal.  Another major benefit of metal roofing is that it is not as easily compromised as asphalt shingles.  The sun and heat eat away at shingle roofing faster than its metal counterpart.

Warranty

Shoppers are constantly surprised by the fact that the warranty on asphalt composition roofing doesn’t necessarily correspond with the manufacture warranty placed on the shingles.  In fact the warranty on the actual shingling material usually exceeds the warranty on the products labor.  For the most part asphalt shingles have a twenty to twenty five year warranty.  In most areas however shingle roofing lasts about fifteen years before it needs to be replaced.  This of course is in contrast to the hundred year warranty on most metal roofing materials.

Aesthetics

Within the Northern American region of America asphalt shingles is the most popular option in roofing.  This is because asphalt is deemed the most affordable material in roofing.  It is also incredibly predictable when it comes to how aesthetically pleasing the roofing appearance is.  Homeowners will all tell you that metal roofing is the most aesthetically pleasing when it comes to materials used in roofing.  Metal roofing comes in a variety of colors, styles and shapes.  Metal roofing comes in a variety of styles that make it a natural choice in alternative roofing materials.

Home Pro Roofing contractors offer a variety of roofing services throughout Brighton, East Lansing, Ann Arbor, Fenton and Commerce Township, including installation of shingle roofs, metal roofing and roof repairs.  You will find them at http://www.homeproroofingmi.com today.

Home Pro Roofing MI

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