Learning About Cataracts

A Cataract is a medical condition that slowly clouds the eyes lens, which causes blurred vision. This can ether severely reduce your vision or just cause some blurriness. An example would be looking through a fogged up windshield. This can make it hard to do daily activities like driving, playing sports and reading. Most of the time cataracts will develop slowly and you won’t notice it right away. As time goes on you might notice your vision getting weaker/blurry. You might even get some cheater glasses (readers) and this will help for a little bit. But, again time will not be on your side with cataracts.

Once your vision affects daily life, it might be time to go see an eye doctor. The good news is cataracts can be treated by a medical professional! The bad news is it won’t go away on its own and you will need surgery. This is generally a safe and effective procedure.

Cataract surgery consists of removing the clouded cataract and replacing it with a clear lens, called an intraocular lens (IOL). The IOL stays permanently in your eye. About 95% of all patients get an IOL, the other 5% will need to wear glasses or contacts. Overall this is a short and painless procedure that usually takes around an hour. You do not need to stay at the hospital when this is done, but you would want someone to drive you home. If both eyes have a cataract, it is recommended to wait at least one month between surgeries.

As we get older this increases our risk for cataracts, here are some other risk including:

  • Diabetes
  • Excessive sunlight
  • Smoking
  • Obesity
  • High blood pressure
  • Prolonged use of corticosteroid medications
  • Drinking excessive amounts of alcohol


If you are looking to reduce or even get rid of your eye glasses and/or contacts let us at Rohr Eye & Laser Center help you! We offer several types of LASIK eye surgery including PRK, AK, CK, Cataracts surgery and more. We perform all these eye laser treatments with state of the art equipment. We are a leader in laser vision correction, and our goal is to help you achieve superior vision. Contact us today or view our website http://www.michiganlasik.com/  to schedule an appointment.

Why Do I Need a Custom Website?

The internet has changed so much in the last few years, especially with mobile phones and tablets. In fact I only know one person with a flip phone! Everyone else is rocking a smart phone of some type. Having all these different screen sizes changes the way we build websites. This is why you need a custom website!

Responsive Web Design

If you want your web site to look good on mobile and tablets, you are going to want something called responsive design or commonly known as mobile friendly. This allows the site to “flex” to different screen sizes. This usually speeds up the development process of building websites, as we don’t have to build 2-3 different versions of the same website. If you ever seen a site and down in the footer (bottom of the page) it says “View full site” this is not a responsive site. I don’t think anything is wrong with that it usually just takes more time to build. Another good thing about this design process is Google loves mobile friendly websites. If you want to check to see if your site is mobile friendly you can use this neat little tool from Google.

Search Engine Optimization

Custom coded websites allow you to edit meta data for better SEO. If you are not sure what SEO is here’s a description taken from wikipedia. Search engine optimization (SEO) is the process of affecting the visibility of a website or a web page in a web search engine’s unpaid results—often referred to as “natural”, “organic”, or “earned” results.* A custom website also includes everything you need and nothing you don’t. Unnecessary code slows down your site. A lot of template or wordpress sites include a ton of options that you will never use, in return slows down the site. I know some people don’t think about page speed affecting anything, but Google does.

* https://en.wikipedia.org/wiki/Search_engine_optimization

User experience

A custom designed website gives you full creative control, allowing you to create a great user experience and usability. Customers are less concerned about a pretty design, and more about how it functions. We at Creative Programs and Systems focus on both user experience and user interface. Whether a customer is looking for products to buy, information to read, or just browsing a photo gallery, you need your site to browse easy. If your customer has to hunt around for information, chances are they will push the back button and go to a competitor’s site.

Custom web sites are fitted to your brand

No one else will have your design! This is important for brand identity and setting you apart from the competition. You don’t want your site to look like everyone else, like a template will. That’s why we custom code every site, in house!

Learn more about Creative Programs and Systems, CPS, and the IT solutions they provide including IT consulting, computer consulting, network consulting, networking, server installation, IT disaster recovery, computer repair, virus removal, malware removal, computer tune ups, data backup systems, computer troubleshooting, structured cabling, low voltage wiring, website design, graphic design, logo design, website hosting, search engine placement, iphone app programming, android app programming, and custom programming at www.cpsmi.com.  To contact one of our IT experts call 810.224.5252 today or via email at info@cpsmi.com.

Michigan Medigap Plans

Michigan insurance allows private insurance companies to offer something called Medigap. This can help pay some of the health care costs that original Medicare doesn’t cover. These gaps in coverage are things such as coinsurance, deductibles, and copayments. Medigap policies are here to help cover gaps in original Medicare.

These Medigap plans in Michigan are standardized. This means you will get the same coverage for the same plan, No matter which company you choose. However, pricing is the main concern; each private insurance company will charge a different premium. We work with a lot of different companies to get you the best Medigap price possible.

Currently in 2017 there are ten Medigap plans in Michigan. These plans are labeled by letters. One thing is, don’t confuse these Medigap plans with the original Medigap plans, as they are both labeled by letters. Plan A will cover basic benefits while plan F has the most comprehensive coverage.

The other plans offer varying amounts of coverage. Plan Premiums increase as you move from plan A to plan F.

We can help you compare plans in all of Michigan including Detroit, Grand Rapids, Warren, Sterling Heights, Ann Arbor, Lansing, Flint and beyond!

You may qualify for a Medigap savings program if you are receiving or are eligible for Medicare part A and have a low income and limited assets. If you qualify, you can get discounts on certain health expenses, like premiums, copayments and deductibles.

If you are looking for more plan information, we at eMedigap-plans.com can help! We have a lot of resources available to you. You can view more information on our website, Blog or even contact one of our US based, licensed agents.

Learn more about Medigap plans & rates in Michigan at http://emedigap-plans.com/michigan-medicare-supplement-plans.  Our Michigan Medigap Insurance brokers will help you compare Medigap Insurance rates and plans in Michigan today.  To talk to an expert in Michigan Medigap coverage call toll free 888-452-7949 today!


Medigap in Tennessee

Tennessee has several options for Medicare coverage, but they are different depending on the region of the state which you live in. In Tennessee, most insurance companies can only sell standardized Medigap policies. Most states do this because they like to have an easily regulated system. While each of the plans have its own merits and has stipulations that allow only some people to qualify, these stipulations and plans are consistent for all seniors throughout the United States. These policies are identified by letters. It is important to note that the pricing on each of these policies differs depending on your age and location. Medigap plan F offers a high-deductible option. The benefits in any Medigap plan A through N are the same for any insurance company.

Medicare advantage options from Health Spring, Blue Cross Blue Shield of Tennessee, and Humana are good in areas of the state in which their network is strong. In particular in the metro areas, but in much of the state and for those who wish to limit their liability, Medigap insurance is the obvious choice.

A Medigap plan in Tennessee covers some of the costs not paid for by original Medicare (Part A and B). These costs might include copayments, deductibles, and other out-of-pocket expenses.

Medigap plans do not include prescription drugs in their coverage. If you are interested in adding prescription drug coverage to your plan, you may want to consider enrolling in Medicare part D. This is a prescription drug plan. You can think of this as sort of a “add on plan”. Low-income beneficiaries may qualify for savings programs in the state of Tennessee. These programs offer discounts on some of the health expenses Medicare doesn’t cover.

Private insurance companies must have contracts with Medicare to offer Medicare Advantage plans and Medicare Prescription drug plans. Depending on the terms of the contract between the plan and Medicare, not every plan is available statewide or in all service areas. Each year, the company must renew its contract, so the availability of a plan in a specific service area is subject to change. You will get to keep your plan until you decide to switch.

Learn more about Medigap plans & rates in Tennessee at http://emedigap-plans.com/tennessee-medicare-supplement-plans.  Our Tennessee Medigap Insurance brokers will help you compare Medigap Insurance rates and plans in Tennessee today.  To talk to an expert in Tennessee Medigap coverage call toll free 888-452-7949 today!


Basic information about Medigap in New York

If you registered in Medicare part A and part B you actually have the alternative to also enroll in a Medigap plan in New York. These add on plans help cover holes or ‘Gap’ costs in original Medicare. These types of cost consist of copayments, coinsurance, deductibles, and other out-of-pocket expenses. In most states, including New York, there are ten Standardized Medigap plan options. These plans are labeled as letters just like original Medicare.

What do we mean standardized plans?

Regardless of where you buy your plans from, each plan will be the same. Coverage from Plan A from one insurance company to another has the same benefits. The only different is the price tag. Each company charges a different premium. Another important thing to consider is customer service. If you need answers and the companies you are working with cant answer them, it might be time to look for another company. We at eMedigap-plans are 100% dedicated to customer service. We listen to what health coverage you need and recommend a plan on your requirements.

When’s the best time to enroll in Medigap?

While a beneficiary already enrolled in Medicare part B may enroll in a Medigap policy in New York at any time after age 65, the best time to do so is during the six month Medigap open enrollment period (OEP). The OEP begins on the first day of the month that you are both age 65 and enrolled in Medicare Part B. During this six-month period, you have the guaranteed-issue right to enroll in any plan, without fear of medical underwriting, higher monthly premiums, or exclusion from complete coverage.

However, if you choose to enroll after OEP, you may be required to submit a medical history for underwriting purposes, and could be denied or charged more for coverage due to any pre-existing conditions.

Learn more about Medigap plans and rates at http://emedigap-plans.com/new-york-medigap-insurance-plans. Medigap Insurance brokers will help you compare New York  Medigap Insurance rates and plans.  To talk to an expert in Medigap New York coverage call toll free 888-452-7949 today!


What is Medicare Supplemental Insurance (Medigap)?

Medicare also known as Medigap is a federal health insurance program which pays for a several of health care expenditures. It’s controlled by the Centers for Medicare & Medicaid Services (CMS), a division of the U.S. Department of Health & Human Services (HHS).

Medicare is also an entitlement program. Many U.S. citizens have the right to enroll in Medicare by working and paying their taxes for a minimum required period of time.  Medicare beneficiaries are normally senior citizens that are aged between 65 and older. Adults with a particular approved medical and also qualifying permanent disabilities may also be entitled to Medicare benefits.

Medicare Supplemental Insurance (Medigap) plans are provided by private insurance companies and can assist in covering out-of-pocket costs that is not covered by the Original Medicare, such as copayments, coinsurance, and deductibles, With Original Medicare there are no limit to what you may have to spend. A Medicare Supplemental Insurance (Medigap) plan can protect you from having big medical bills (many Medicare copayments or coinsurance amounts) whenever you need extensive medical care. In 47 states, there are up to ten standard Medicare Supplement plans with lettered names (Plans A, B, C, D, F, G, K, L, M, and N) but not all of the  plans are available in all areas.

Who can get a Medicare Supplement plan?

In order to enroll in a Medicare Supplemental Insurance (Medigap) plan, you must have Medicare parts which are Part A and Part B. You are also supposed to be age 65 or even older. While Medicare Part A and Part B may be available to those under the age of 65 with Social Security disability assistances and also a certain health conditions, the federal government does not necessitate that private insurance companies sell Medicare Supplement policies to people under the age of 65. Although, some states requires private insurance companies to sell Medicare Supplement to people under the age of 65 years.

What does Medicare Supplemental Insurance (Medigap) cover?

The 10 standardized lettered Medicare Supplement which available in most states are listed below:

Coinsurance or copayments benefit with different percentage.

  • All Medicare Supplemental Insurance (Medigap) plans mostly and generally cover 100% of Medicare Part A coinsurance and hospital costs up to additional 365 days after Medicare benefits are been used up.
  • All Medicare Supplemental Insurance (Medigap) plans covers Medicare Part B coinsurance or copayments 50%.
  • Plan K covers coinsurance or copayments benefit at 50%
  • Plan L covers coinsurance or copayments at75%.
  • The rest of the plans may cover coinsurance or copayments at 100%.


Pints of blood in a medical process at different percentage.

  • All Medicare Supplemental Insurance (Medigap) plans covers the first three pints of blood in a medical process at least 50%.
  • Plan K cover this benefit at 50%.
  • Plan L may cover it at 75%. The rest of the plans typically cover it at 100%.


Hospice care coinsurance or copayment.

  • All Medicare Supplemental Insurance (Medigap) plans may covers:
  • Medicare Part A hospice care coinsurance or copayment at least 50%.
  • Plan K covers hospice care coinsurance or copayment at 50%.
  • Plan L covers hospice care coinsurance or copayment at 75%.
  • The remaining plans cover hospice care coinsurance or copayment at 100%.


Skilled nursing facility care coinsurance.

  • Eight of the ten plans cover skilled nursing facility care coinsurance at least 50%. Plans A and B does cover skilled nursing facility care coinsurance at all.
  • Plan K covers skilled nursing facility care coinsurance at 50%.
  • Plan L covers skilled nursing facility care coinsurance at 75%.
  • The rest of the plans skilled nursing facility care coinsurance at 100%.



  • All Medicare Supplement plans expects plan A to cover the Medicare Part A deductible at least 50%.
  • Plan K and Plan M cover deductible at 50%.
  • Plan L covers deductible at 75%.
  • Plans B, C, D, F, G, and N cover deductible at 100%.
  • Plans C and F cover the Part B deductible at 100%.
  • No other plans cover the Part B deductible.


Excess charges

  • Plans F and G cover Part B excess charges.
  • No other plans cover Part B excess charges.


Foreign travel emergencies

  • Six plans (C, D, F, G, M and N) cover foreign travel emergencies at 80%, up to plan limits.


What Medicare Supplemental Insurance (Medigap) does not cover?

Medicare Supplemental Insurance (Medigap) plans usually do not cover:


  • Routine dental care
  • Routine vision care
  • Private-duty nursing
  • Prescription drugs
  • Nursing home care


Learn more about Medicare Supplemental Insurance plans, rates and more at http://www.emedicare-supplemental-insurance.com.  Medicare Supplemental Insurance brokers will help you compare Medicare Supplemental Insurance rates and plans.  To talk to an expert in Medicare coverage toll free 877-202-9248 today!


Medicare Supplemental Insurance in Tennessee

Medicare in Tennessee

Original Medicare is a federal government platform that is aimed to help and support United States residents and legal permanent occupants of at least five years with health-care costs and billings.

Who are eligible?

  • Citizens of the age of 65 years old or older.
  • Citizens may be eligible for Medicare when younger than 65 years of age and permanently disabled and have been receiving disability benefits for at least 24 months.
  • Citizens may be eligible for Medicare if diagnosed with Lou Gehrig’s disease (ALS) or permanent kidney failure which needs dialysis treatment or kidney transplant (end -stage renal disease).

Original Medicare consists of two parts:

Medicare Part A:

Medicare Part A offers basic benefits for inpatient hospital care and hospice care, and also limited benefits for post-hospital nursing facility services and home health care.

Medicare Part B:

Medicare Part B offers basic benefits for doctors and laboratory services, and also some outpatient medical services which includes medical equipment and supplies, physical therapy and some home health-care services.

Medicare Supplemental Insurance in Tennessee

(Medicare Part C & Part D)

Medicare Part C

Medicare Part C is a Medicare Supplemental Insurance and also refers to Medicare Advantage plan. Medicare Supplemental Insurance plan is another way you can receiving Medicare benefits. Under this platform, private insurance companies that are contracted with Medicare provides the benefits of Original Medicare (Part A and Part B) and more. For example, Medicare Supplemental Insurance plans must limit your annual expenses for most covered services. When this limit is met, then the Medicare Supplemental Insurance plan start paying 100% of most covered services. Also, most Medicare Supplemental Insurance plans include additional benefits, such as:

  • Routine dental and vision care.
  • Hearing
  • Wellness platforms
  • Prescription drug benefits.
  • Hospice care is covered under Medicare Part A instead of through the Medicare Supplemental Insurance plan directly.


Types of Medicare Supplemental Insurance plans.

  • There are various types of Medicare Supplemental Insurance plans, some are specialized in offering benefits for the special needs of:
  • People who are having a specific health issue.
  • People who live in a nursing care facility.
  • People who are receiving benefits from both Medicare and Medicaid.

Medicare Part D

Some Medicare Supplemental Insurance plans offers prescription drug benefits when others do not. Medicare Supplemental Insurance plans that include prescription drug benefits is also Medicare Advantage Prescription Drug (MA-PD) plans. It gives the convenience of having Medicare medical and prescription drug benefits through one plan. Residents may enroll in a Medicare Supplemental Insurance plan in Tennessee and be living within the Medicare Supplemental Insurance plan’s service area. Continuous to payment must be made for Medicare Part B premium and also pay an additional premium directly to Medicare Supplemental Insurance plan, alongside any deductible, copayment, or coinsurance amount to the benefit plans chosen.

Medicare Prescription Drug Benefits.

Original Medicare doesn’t cover prescription drugs in many situations. Medicare Prescription Drug Plans are provides by private insurers contracted with Medicare. These plans may cover most of the prescription drugs that are frequently used by Medicare beneficiaries. However, there can be variances in benefits between plans. Medicare Prescription Drug Plans publishes a list of prescription drugs they cover and it is referred to as a formulary. The formulary is unstable, it changes at any time. Beneficiaries will be noticed from any plan when necessary. To be eligible for Medicare prescription drug benefits, you must have Medicare Part A and/or Part B and reside in the Medicare Prescription Drug Plan’s service area.

Learn more about Tennessee Medicare Supplemental Insurance rates, plans, and more at http://www.emedicare-supplemental-insurance.com/tennessee-medicare-supplement-plans. Our Tennessee Medicare Supplemental Insurance brokers will help you compare Medicare Supplemental Insurance rates and plans in Tennessee.  To talk to an expert in Tennessee Medicare coverage toll free 877-202-9248 today!


Medicare Supplemental Insurance in New York

Medicare in New York

According to the Centers for Medicare & Medicaid Services (CMS) in 2015, more than 3.3 million occupants of New York received Medicare benefits in one form or another. Numbers of Medicare beneficiary options are available to inhabitants of New York as a Medicare beneficiary.  Original Medicare is the governmental health insurance program for all qualified American citizens and all legal permanent citizens of at least five continuous and consecutive years. You’re qualify when you are at the age of 65 years and older, some beneficiaries bellow the age of 65 years might also qualify by disability or through having a particular health conditions, such as Lou Gehrig’s disease or end-stage renal disease.

What does it cover?

In New York, Original Medicare includes Part A and Part B.

Medicare Part A covers Hospital insurance:

  • Inpatient hospital.
  • Skilled nursing facility.
  • Some home health visits.
  • Hospice care.

Medicare Part B Medical insurance:

Outpatient services including:

  • Doctor visits.
  • Some home health care.
  • Preventive services.
  • Durable medical equipment.

Medicare Supplemental Insurance in New York


Medicare Supplemental Insurance (Medigap) which is also referred to as Medicare Advantage plans are offered by private insurance companies and can also help pay out-of-pocket costs for services enclosed under Original Medicare. Medicare Advantage plans are provided by private insurance companies that are having a contract with CMS. This is also known as Medicare Part C, and these plans must also provide the same level of Medicare benefits as Original Medicare, Part A and Part B, with the exception of hospice care. One of the benefit of Medicare Advantage plans is that most plans also covers an  extra benefits such as routine dental and vision care, hearing and wellness programs. Also some plans, known as Medicare Advantage Prescription Drug plans, includes prescription drug benefits. All these plans covers all Medicare medical and prescription drug benefits by using a single plan.

Medicare resources in New York

New York State Office for the Aging:

This office provides information and services to seniors, in order to help them live independently and healthy into their retirement periods

The Medicare services provided by New York State Office for the Aging includes:

  • Health Insurance Information Counseling and Assistance Program (HIICAP): This program provides free counseling service to the New York Medicare beneficiaries. , Counseling services are unbiased, because the office is not an affiliated of any specific insurance companies.
  • NY Connects Service: When beneficiaries needs a long-term care, this program offers details about the choices and options available. They ensure that all beneficiaries have an easy access to a personalized counseling services.


  • Senior Medicare Patrol (SMP) – This service is designed to help the New York Medicare beneficiaries in protecting themselves from fraud, through education, discovery, and prevention and also educates the beneficiaries about he steps to be taken in event of an error on their billing right.


New York State Department of Health:

This department helps Medicare beneficiaries, who are also qualify for Medicaid benefits, to get the information, support and assistance that they need. They also supplies details and information about Medicare Savings Programs that is available to beneficiaries who are unable afford their benefit premiums which includes beneficiaries who are qualify for both Medicare and Medicaid benefits, which is also known as dual-qualified beneficiaries.


Elder Care Resource Center:

This is a website that was created and designed as a partnership between the New York State Office for Aging and the New York Community Trust. The reason of the website being created is to offer New York inhabitants of New York with a wealth of resources and information regarding health-care choices and options, which includes information about Medicare plans.

Learn more about New York Medicare Supplemental Insurance plans, rates and more at http://www.emedicare-supplemental-insurance.com/newyork-medicare-supplement-plans.  Our New York Medicare Supplemental Insurance brokers will help you compare Medicare Supplemental Insurance rates and plans in New York.  To talk to an expert in New York Medicare coverage toll free 877-202-9248 today!



Medicare Supplemental Insurance in Michigan

Medicare in Michigan

According to Centers for Medicare & Medicaid Services (CMS) data, the total number of Medicare beneficiaries that enrolled in Medicare Part A and Part B equals 1,263,405 in 2015. Many beneficiaries in Michigan enrolled for Original Medicare, Part A and Part B. Original Medicare is the government-supported health insurance program for the citizens of United States and permanent legal inhabitants from age 65 years or older and  those who are eligible by disability. To be eligible for Medicare, Permanent legal inhabitants must have been and lived in the U.S. for at least five years.

Who’s qualified for Medicare?

  • Beneficiaries are already getting and receiving Social Security or Railroad Retirement Board benefits when turn the age of 65 years.
  • When Beneficiaries reach the 25th month in a row of receiving disability benefits from Social Security or the Railroad Retirement Board.
  • Beneficiaries have Lou Gehrig’s disease.
  • Beneficiaries start getting Medicare benefits the same month that they start receiving disability benefits.
  • Beneficiaries can sign up for Medicare during his / her Initial Enrollment Period If they are not eligible for an automatic enrollment, which usually starts immediately three months before he/she turns 65 years of age and lasts for a seven months.
  • If Beneficiaries are disabled and are under 65 years of age, IEP is also normally seven months, starting from when he/she have been receiving disability benefits for 22 months.

Medicare Supplemental Insurance in Michigan

It essential to understand that Original Medicare might not be an only option for Medicare benefits in Michigan. It can also be received through a Medicare Supplemental Insurance plan. Original Medicare does not cover recommendation and prescriptions medications in most situations. Medicare Part A might cover prescription drugs in the process of treatment as a hospital inpatient. Medicare Part B covers a particular prescription drugs, which includes some drugs recommended to you as an outpatient. If there is a case of benefits for the drugs prescriptions to be taken at home, beneficiaries can sign up for an independent Medicare Part D Prescription Drug Plan, which is available from private insurance companies that are approved by Medicare.

Medicare Supplement insurance plan (Medigap) can be bought if benefits for Medicare’s out-of-pocket expenditures, such as co-payments and deductibles. There are 10 standard Medigap plans in Michigan, and they are obtainable from private insurance companies.

Original Medicare benefit is offered through Medicare Advantage (Medicare Part C), which is offered by private Medicare-approved health insurance companies, Medicare Advantage plans in Michigan provides the same benefit from Original Medicare, except for the hospice care, which Medicare statically covers. Medicare Supplemental Insurance plans may include extra benefits, like dental and vision care, and prescription and prescription drug benefits. With any type of Medicare Supplemental Insurance plan, payment of Medicare Part B premium, Alongside plan premium if there is one must be made continuously.

Medicare resources in Michigan

Office of Services to the Aging (OSA):

This office is setup to serve the prerequisites and needs of the senior population. For the past 40 years, the Office of Services to the Aging have been providing resources and sponsorship for Michigan’s aging population. The office provides information to seniors about various programs and services available to them, which includes their Medicare options. They also provide legal services to seniors, which includes counseling, education, and representation.

Michigan Medicare/Medicaid Assistance Program (MMAP):

This program provides free counseling service and education for Michigan Medicare beneficiaries. The office is sponsored by a donation from the Office of Services to the Aging and is not affiliated with any part of the insurance industry. Information and details about Michigan Medicare and other benefits options are also offered through this office, and also resources for reporting Medicare fraud, waste and abuse.

Learn more about Michigan Medicare Supplemental Insurance plans, rates and more at http://www.emedicare-supplemental-insurance.com/michigan-medicare-supplement-plans.  Our Michigan Medicare Supplemental Insurance brokers will help you compare Medicare Supplemental Insurance rates and plans in Michigan.  To talk to an expert in Michigan Medicare coverage toll free 877-202-9248 today!

Considering Medicare supplemental Insurance in Arizona?

Researching Supplemental Insurance for Medicare can almost be a part time job or a chore. We are here to help guide you along the path of choosing the right plan for your medical needs. Those of you that have a Medicare plan in Arizona know that it is not perfect and could use some improving. That is why private insurance companies like us offer supplemental insurance or also known as Medigap plans.

These plans are designed to help cover your medical expensive; as we know Medical bills in Arizona can be expensive. However, with 10 different plans to choice from, it is no easy task. In 2017 you have a number of different research options.

You can find a lot of information online about supplemental insurance; this blog for example has a lot of information. You can also visit government regulated sites (https://www.medicare.gov/) that you can trust. Please be aware that not all information you read online is accurate.

Friends and family are another good source of information, especially if they live in Arizona or currently have Medicare. You might have some friends or family friends that are 65 or older that have Medicare Supplemental Insurance. So they have some knowledge on the topic.

Social media like facebook is another option that you can find information on Medigap. You can join groups where people get on and talk about Medicare.

Cost is a big concern while researching Medicare Supplemental Insurance

When customers call our office usually the main question is how much is this going to cost? When in reality the main question should be “what is the right plan for me, that fit’s my budget”. We can answer these questions in greater detail but we need some information from you. If you are looking for pricing on Medicare Supplemental Insurance in Arizona it is best to call us at 877-202-9248. We also have a free quote tool that you can find here.

Learn more about Arizona Medicare Supplemental Insurance rates, plans, and more at http://www.emedicare-supplemental-insurance.com/arizona-medicare-supplement-plans.  Our Arizona Medicare Supplemental Insurance brokers will help you compare Medicare Supplemental Insurance rates and plans in Arizona.  To talk to an expert in Arizona Medicare coverage toll free 877-202-9248 today!